7 William St, Chester, MA 01011 Property Records

Hampden County and Chester Town property record for 7 William St, Chester, MA 01011

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,912 sqft · built 1875
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$291,000 (Dec 2025)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Sep 2024 Refinance Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:201.0 B:0000 P:0029.0`

Property Details

APN / Parcel Number

Primary APN	`CHES M:201.0 B:0000 P:0029.0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,912 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,000 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	7 WILLIAM ST
City	CHESTER
State	MA
Zip	01011-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	CHESTER MA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1068
Census Tract	813001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chester Factory Village Historic District listed 1989 · 134 contributing resources · NRIS 89000145

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Chester Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 WILLIAM ST, CHESTER, MA 01011-9666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Dec 1, 2025	Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 14, 2022	Quit Claim Deed, Transfer
Sep 22, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Sep 14, 2022 · Amount on Record
Deed Book / Page	26132 / 11
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER MA
Property Address	7 WILLIAM ST, CHESTER, MA 01011-9666
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	025591-309
Date	Sep 30, 2024
Book Page	25591/309
Instrument	45112

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2049

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER MA
Recording Date	Dec 1, 2025
Property Address	7 WILLIAM ST, CHESTER, MA 01011-9666
Document Number	0026132-11
Book / Page	26132 / 11
Instrument Date	Dec 1, 2025
Instrument	57481
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WILLIAM ST, CHESTER, MA 01011-9666

Mortgage

Document Number	0000057482
Date	Dec 1, 2025
Instrument	57482

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER MA
Recording Date	Sep 14, 2022
Property Address	7 WILLIAM ST, CHESTER, MA 01011-9666
Document Number	0024725-23
Book / Page	24725 / 23
Instrument Date	Sep 9, 2022
Instrument	55585
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 ROUTE 20, CHESTER, MA 01011-9643
Investor	Possibly a Property Investor

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER MA
Recording Date	Sep 22, 2021
Property Address	7 WILLIAM ST, CHESTER, MA 01011-9666
Document Number	24137-589
Book / Page	24137 / 589
Instrument Date	Sep 16, 2021
Instrument	66941
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 MILLWOOD ST # 4R, 4R, FRAMINGHAM, MA 01701

Tax Assessment & Valuation

Source: Hampden County and Chester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Chester Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (+5.77%)	$98,500 (-) Land $17,800 Building $80,700	$274,930 (+116.62%)
2024	$1,682.00 (-31.68%)	$98,500 (-28.67%) Land $17,800 Building $80,700	$126,920
2023	$2,462.00	$138,100 Land $17,800 Building $120,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2014–2018)
Most Recent Claim	Jan 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER WATER DEPT serves 750 people · EPA ID MA1059000
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Treatment failure not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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