1 William St, Chester, MA 01011 Property Records

Hampden County and Chester Town property record for 1 William St, Chester, MA 01011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1850
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$63,800 (Aug 2022)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:201.0 B:0000 P:0031.0`

Property Details

APN / Parcel Number

Primary APN	`CHES M:201.0 B:0000 P:0031.0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,160 sqft Living Area
Gross Area	1,700 sqft
1st Floor Area	830 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1 WILLIAM ST
City	CHESTER
State	MA
Zip	01011-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Jurisdiction	CHESTER MA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1068
Census Tract	813001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chester Factory Village Historic District listed 1989 · 134 contributing resources · NRIS 89000145

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Chester Town records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 WILLIAM ST, CHESTER, MA 01011-9666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer
Aug 15, 2022	Fiduciary Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	202249364
Deed Book / Page	24682 / 538
Last Transfer Date	Sep 11, 2026
Transfer Doc	0000045399
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER MA
Recording Date	Sep 17, 2026
Property Address	1 WILLIAM ST, CHESTER, MA 01011-9666
Document Number	0000045399
Book / Page	26513 / 83
Instrument Date	Sep 11, 2026
Instrument	202645399
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WILLIAM ST, CHESTER, MA 01011-9666

August 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CHESTER MA
Recording Date	Aug 15, 2022
Property Address	1 WILLIAM ST, CHESTER, MA 01011-9666
Document Number	024682-538
Book / Page	24682 / 538
Instrument Date	Aug 15, 2022
Instrument	49364
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 WILLIAM ST, CHESTER, MA 01011-9666

Mortgage

Document Number	0000049365
Date	Aug 15, 2022
Instrument	49365

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Chester Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,355.00 (+5.75%)	$130,400 (-) Land $13,700 Building $116,700	$214,510 (+61.4%)
2024	$2,227.00 (-4.13%)	$130,400 (+0.08%) Land $13,700 Building $116,700	$132,905
2023	$2,323.00	$130,300 Land $13,700 Building $116,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2014–2018)
Most Recent Claim	Jan 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER WATER DEPT serves 750 people · EPA ID MA1059000
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Treatment failure not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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