Middlesex County and Bedford Town property record for 7 Willard Cir, Bedford, MA 01730
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,259 sqft · built 2022 |
| Lot Size | 1 acres (43,887 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,300,000 (Sep 2022) |
| Tax Bill | $258 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BEDF M:038 P:0018 |
| Primary APN | BEDF M:038 P:0018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 4,259 sqft Living Area |
| Gross Area | 7,998 sqft |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 1,818 sqft |
| Unfinished Basement | 1,818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,887 sqft (1 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 7 WILLARD CIR |
|---|---|
| City | BEDFORD |
| State | MA |
| Zip | 01730-1260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Jurisdiction | BEDFORD MA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 359100 |
7 Willard Cir is owned and occupied by two individuals who bought it in September 2022.
Source: Middlesex County and Bedford Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 WILLARD CIR, BEDFORD, MA 01730-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST |
| Sep 15, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA |
| Jun 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on File |
| Deed Sale | Sep 15, 2022 · Amount on File |
| Prior Sale | Jun 16, 2021 · Amount on File |
| Deed Book / Page | 80714 / 471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 7 WILLARD CIR, BEDFORD, MA 01730-1260 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 078753-520 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 78753/520 |
| Instrument | 210252 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Sep 15, 2022 |
| Property Address | 7 WILLARD CIR, BEDFORD, MA 01730-1260 |
| Document Number | 080714-471 |
| Book / Page | 80714 / 471 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 140652 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 WILLARD CIR, BEDFORD, MA 01730-1260 |
| Document Number | 0000140655 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 140655 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Jun 16, 2021 |
| Property Address | 7 WILLARD CIR, BEDFORD, MA 01730-1260 |
| Document Number | 078025-447 |
| Book / Page | 78025 / 447 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 135903 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 ALASKA AVE, BEDFORD, MA 01730-1802 |
| Document Number | 0000135904 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 135904 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 7 Willard Cir was $258, down 98.9% from the year before.
Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258.00 (-98.92%) | $2,144,100 (+6.57%) Land $581,900 Building $1,562,200 | $2,259,005 |
| 2024 | $23,901.00 (+9.06%) | $2,011,900 (+14.57%) Land $554,200 Building $1,457,700 | |
| 2023 | $21,916.00 | $1,756,100 Land $523,400 Building $1,232,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Willard Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1979–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Jan 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Willard Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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