3 WILLARD CIR BEDFORD MA 017301260, BEDFORD, MA 01730-1260
Mortgage
Document Number
73510-484
Date
Oct 23, 2019
Book Page
073510/000484
Instrument
163813
Lender
Name
ROCKLAND TR
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 22, 2049
January 2019: Foreclosure
Document Type
Foreclosure
Jurisdiction
BEDFORD MA
Recording Date
Jan 17, 2019
Property Address
3 WILLARD CIR, BEDFORD, MA 01730-1260
Document Number
72137-487
Book / Page
072137 / 000487
Instrument Date
Dec 19, 2018
Instrument
7236
Transaction Type
Foreclosure
Record Updated
Feb 6, 2019
Title Company
NOT AVAILABLE
Transaction
Amount
Amount on Record
Tax
$2,029.20
Amount Accuracy
Confirmed
Additional
Notice of Foreclosure Sale
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
17 SWEENEY RIDGE RD BEDFORD MA 017301297, BEDFORD, MA 01730-1297
Tax Assessment & Valuation
The 2025 property tax bill for 3 Willard Cir was $123, down 98.9% from the year before.
Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026
Property Jurisdictions
Type
Name
State
Massachusetts
County
Middlesex County
County Subdivision
Bedford Town
Unified School District
Bedford School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$123.00 (-98.94%)
$1,024,400 (+5%)Land $567,400Building $457,000
$999,210
2024
$11,590.00 (+3.29%)
$975,600 (+8.51%)Land $540,400Building $435,200
2023
$11,221.00
$899,100Land $510,400Building $388,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 3 Willard Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
9 in force
Nearby Flood Claims
11 (1979–2022)
Claims Outside the SFHA
6 of 11
Most Recent Claim
Jan 2022 · rainfall accumulation
Claims by Event
Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3 Willard Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source
Purchased surface water from several systems
Last State Inspection
Apr 2025
Lead
4 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025