7 Whitegate Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 7 Whitegate Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,740 sqft · built 2022
Lot Size	0.979 acres (42,645 sqft)
Owner	Company Name on File
Last Sale	$2,391,054 (Jun 2023)
Tax Bill	$22,144 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18L-34-0223`

Property Details

APN / Parcel Number

Primary APN	`18L-34-0223`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,740 sqft Living Area
Gross Area	6,751 sqft
1st Floor Area	1,644 sqft
Basement Area	1,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	42,645 sqft (0.979 acres)
Lot Dimensions	227 ft deep x 188 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Concrete/Masonry Porch
Patio Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 WHITEGATE LN
City	SAINT LOUIS
State	MO
Zip	63124-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	WHITE GATE LANE LOT 3
Legal Subdivision	WHITE GATE LANE
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3012
Census Tract	215400

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1000 N KIRKWOOD RD, SAINT LOUIS, MO 63122-2602
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Commercial Mortgage HERRING BANK
Oct 25, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST MID BANK & TRUST NA
Nov 19, 2020	Warranty Deed, Transfer · Line of Credit STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Nov 19, 2020 · Amount on File
Deed Document Number	202365301
Prior Transfer Date	May 11, 2005
Prior Transfer Doc	0165400561
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 5, 2023
Property Address	7 WHITEGATE LN, SAINT LOUIS, MO 63124-1905
Document Number	2023060500301
Map Reference	MB 46 PG 34
Instrument Date	May 26, 2023
Instrument	2023060500301
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9904 CLAYTON RD STE 122, 122, SAINT LOUIS, MO 63124-1173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 N KIRKWOOD RD, SAINT LOUIS, MO 63122-2602

Mortgage

Document Number	2023060500302
Date	Jun 5, 2023
Instrument	2023060500302

Lender

Name	HERRING BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7 WHITEGATE LN, SAINT LOUIS, MO 63124-1905
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 CLAYTON RD 122, 122, SAINT LOUIS, MO 63124-1173

Mortgage

Document Number	0251840608
Date	Oct 25, 2021
Book Page	25184/608
Instrument	2021102500331

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 19, 2020
Property Address	7 WHITEGATE LN, SAINT LOUIS, MO 63124-1905
Document Number	0244544355
Book / Page	24454 / 4355
Map Reference	MB 46 PG 34
Instrument Date	Oct 28, 2020
Instrument	2020111901064
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9904 CLAYTON RD, SAINT LOUIS, MO 63124-1147
Investor	Possibly a Property Investor

Mortgage

Document Number	2020111901065
Date	Nov 19, 2020
Instrument	2020111901065

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,010 (-) Land $122,400 Building $218,610	$1,794,800 (-) Land $644,200 Building $1,150,600
2025	$22,144.00 (+4.68%)	$341,010 (+224.83%) Land $122,400 Building $218,610	$1,794,800 (+224.85%) Land $644,200 Building $1,150,600
2024	$21,154.00 (+199.17%)
2023	$7,071.00 (+20.4%)	$104,980 (+24.98%) Land $104,980	$552,500 (+24.97%) Land $552,500
2022	$5,873.00	$84,000 Land $84,000
2021			$442,100 Land $442,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1982–2014)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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