St. Louis County property record for 1 Whitegate Ln, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,949 sqft · built 1964 |
| Lot Size | 0.979 acres (42,645 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $994,840 (Jun 2022) |
| Tax Bill | $11,825 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18L-34-0124 |
| Primary APN | 18L-34-0124 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,949 sqft Living Area |
| Gross Area | 3,958 sqft |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 21 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 42,645 sqft (0.979 acres) |
| Lot Dimensions | 189 ft deep x 189 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 525 sqft |
|---|---|
| Porch | Enclosed Frame Porch |
| Porch Area | 411 sqft |
| Patio Area | 55 sqft |
| Poultry House | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1 WHITEGATE LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33C |
| Legal Description | WHITE GATE LANE LOT 5 |
| Legal Subdivision | WHITE GATE LANE |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 215400 |
Source: St. Louis County records · APN 18L-34-0124
Assessment roll updated September 29, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 WHITEGATE LN, SAINT LOUIS, MO 63124-1905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit LINDELL BANK AND TRUST COMPANY |
| Jun 09, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 19, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2022 · Amount on Record |
| Deed Sale | Jun 09, 2022 · Amount on Record |
| Prior Sale | Nov 06, 2013 · Amount on Record |
| Deed Document Number | 2022410 |
| Prior Transfer Date | Jul 28, 2005 |
| Prior Transfer Doc | 0170400599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 23, 2026 |
| Property Address | 1 WHITEGATE LN, SAINT LOUIS, MO 63124-1905 |
| Document Number | 0000000026 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1 WHITEGATE LN, SAINT LOUIS, MO 63124-1905 |
| Document Number | 0000000026, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 202626 |
| Name | LINDELL BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 09, 2022 |
| Property Address | 1 WHITEGATE LN, SAINT LOUIS, MO 63124-1905 |
| Document Number | 2022060900410 |
| Map Reference | MB 46 PG 34 |
| Instrument Date | Jun 07, 2022 |
| Instrument | 2022060900410 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 801 WENNEKER DR, 801, SAINT LOUIS, MO 63124-2041 |
| Name | Verified Name |
|---|---|
| Address | 1 WHITEGATE LN, SAINT LOUIS, MO 63124-1905 |
| Document Number | 2022060900411 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 2022060900411 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1 WHITEGATE LN, SAINT LOUIS, MO 63124-1905 |
| Document Number | 0236360810 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 WHITEGATE LN ST LOUIS MO 631241905, ST LOUIS, MO 63124-1905 |
| Document Number | 0236360810 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 023636/000810 |
| Instrument | 201 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,230 (+13.7%) Land $131,610 Building $67,620 | $1,048,600 (+13.71%) Land $692,700 Building $355,900 | |
| 2024 | $11,825.00 (+0.19%) | ||
| 2023 | $11,803.00 | $175,220 Land $105,050 Building $70,170 | $922,200 Land $552,900 Building $369,300 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1982–2014) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Sep 2014 · river or lake flooding |
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 110 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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