East Lyme Town property record for 7 Whitecap Rd, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,314 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $570,000 (2024) |
| Tax Bill | $8,702.00 (2025) |
| Primary APN | ELYM M:05.11 B:00001 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,314 sqft Living Area |
| Gross Area | 1,956 sqft Gross Area |
| 1st Floor | 690 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 3566 |
|---|---|
| Street Address | 7 WHITECAP RD |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3418 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | OCEANVIEW CONDOS |
| Legal Block | 1 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:05.11 B:00001 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 WHITECAP RD, NIANTIC, CT 06357-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 11, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage HOMETOWN EQUITY MTG |
| Feb 22, 2021 | Deed of Trust, Mortgage · Balloon Payment GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on Record |
| Deed Sale | Jul 11, 2024 · Amount on Record |
| Prior Sale | Sep 17, 2007 · Amount on Record |
| Deed Doc Number | 20241451 |
| Deed Book / Page | 1112 / 236 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jul 11, 2024 |
| Property Address | 7 WHITECAP RD, NIANTIC, CT 06357-3418 |
| Document Number | 001112-236 |
| Book / Page | 1112 / 236 |
| Instrument Date | Jun 27, 2024 |
| Instrument | 1451 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 WHITECAP RD, EAST LYME, CT 06333 |
| Document Number | 0000001452 |
|---|---|
| Date | Jul 11, 2024 |
| Instrument | 1452 |
| Name | HOMETOWN EQUITY MTG |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 7 WHITECAP RD, NIANTIC, CT 06357-3418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1049-618 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 1049/618 |
| Instrument | 555 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,702.00 | $310,660 (+1.35%) Land $193,970 Building $116,690 | $217,462 Land $135,779 Building $81,683 |
| 2024 | $8,702.00 (+14.11%) | ||
| 2023 | $7,626.00 (+4.35%) | $306,530 (-) Land $193,970 Building $112,560 | |
| 2022 | $7,308.00 | $306,530 Land $193,970 Building $112,560 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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