4 Whitecap Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 4 Whitecap Rd, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1971
Square Footage	1,346 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Basement
Last Sale	$435,000 (2012)
Tax Bill	$11,468.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:05.15 B:00078 L:00000`
Alternative APN	`6815`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,346 sqft Living Area
Gross Area	3,289 sqft Gross Area
1st Floor	1,346 sqft 1st Floor
Basement Area	1,047 sqft Basement
Finished Basement	1,047 sqft Finished
Unfinished Basement	1,047 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch Style
Exterior Material	Combination Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement Garage
Deck Area	Deck Area

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	6815
Street Address	4 WHITECAP RD
City	NIANTIC
State	CT
Zip	06357-3419
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	78
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	2
Census Block	2043
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:05.15 B:00078 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	173 PAPER MILL RD, MARLBOROUGH, CT 06447-1278
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2012 · Amount on Record
Deed Sale	Nov 30, 2012 · Amount on Record
Deed Book / Page	903 / 10
Record Refreshed	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	4 WHITECAP RD, NIANTIC, CT 06357-3419
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001077-236
Date	Mar 17, 2022
Book Page	1077/236
Instrument	789

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,468.00	$409,430 (-) Land $287,770 Building $121,660	$286,601 Land $201,439 Building $85,162
2024	$11,468.00 (+12.57%)
2023	$10,187.00 (+4.36%)	$409,430 (-) Land $287,770 Building $121,660
2022	$9,761.00	$409,430 Land $287,770 Building $121,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.