7 Ward Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 7 Ward Ln, Rumson, NJ 07760 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,412 sqft · built 1927
Lot Size	0.095 acres (4,121 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,019 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-00051-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`41-00051-0000-00011`
Alternative APNs	`410005100011` `097100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Basement Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	4,121 sqft (0.095 acres)
Lot Dimensions	103 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Deck Area	140 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	097100
Street Address	7 WARD LN
City	RUMSON
State	NJ
Zip	07760-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	51
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3009
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00051-0000-00011

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 WARD LN, RUMSON, NJ 07760-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	7 WARD LN, RUMSON, NJ 07760-1730
Transaction Type	Mortgage
Record Updated	Sep 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WARD LN, RUMSON, NJ 07760-1730

Mortgage

Document Number	0096554843
Date	Aug 10, 2023
Book Page	9655/4843
Instrument	2023055103

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$831,700 (+8.8%) Land $721,200 Building $110,500	$831,700 (+8.8%) Land $721,200 Building $110,500
2025	$8,019.00 (+7.01%) Veteran's exemption	$764,400 (+13.72%) Land $670,400 Building $94,000	$764,400 (+13.72%) Land $670,400 Building $94,000
2024	$7,494.00 (-0.35%)
2023		$672,200 Land $594,600 Building $77,600	$672,200 Land $594,600 Building $77,600
2022	$7,520.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 66 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured (9 under condo master policies) 45 of 66 individual policies on primary residences
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024, river or lake flooding
Flood Events	Hurricane Sandy (Nov 2012), 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding (Dec 1992), 42 claims Coastal Storms & Flooding (Apr 1984), 11 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.