Monmouth County and Rumson Borough property record for 21 Ward Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,146 sqft · built 1952 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $881,500 (Sep 2021) |
| Tax Bill | $12,945 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-00051-0000-00005 |
| Primary APN | 41-00051-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Upper Floors Area | 1,073 sqft |
| Basement Area | 1,073 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Porch | Open Porch |
|---|---|
| Deck Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 096500 |
|---|---|
| Street Address | 21 WARD LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Subdivision | RUMSON |
| Legal Block | 51 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00051-0000-00005
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 WARD LN, RUMSON, NJ 07760-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Oct 20, 2017 | Deed of Trust, Mortgage · Line of Credit TWO RIVER CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Nov 09, 2002 · Amount on Record |
| Deed Document Number | 2021143754 |
| Deed Book / Page | 9546 / 3746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 27, 2021 |
| Property Address | 21 WARD LN, RUMSON, NJ 07760-1730 |
| Document Number | 0095463746 |
| Book / Page | 9546 / 3746 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 2021143754 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,200.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 WARD LN, 21, RUMSON, NJ 07760-1730 |
| Name | Verified Name |
|---|---|
| Address | 21 WARD LN, RUMSON, NJ 07760-1730 |
| Document Number | 2021143755 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021143755 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 WARD LN, RUMSON, NJ 07760-1730 |
| Document Number | 0000124598 |
| Instrument Date | Dec 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 WARD LN RUMSON NJ 07760, RUMSON, NJ 07760 |
| Document Number | 0000124598 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 009387/008874 |
| Instrument | 124598 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 WARD LN, RUMSON, NJ 07760-1730 |
| Document Number | 0000113761 |
| Book / Page | 009259 / 007966 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Address | 21 WARD LN RUMSON NJ 077601730, RUMSON, NJ 07760-1730 |
| Document Number | 0000113761 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 009259/007966 |
| Instrument | 113761 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, NJ 07748 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,361,200 (+10.31%) Land $961,000 Building $400,200 | $1,361,200 (+10.31%) Land $961,000 Building $400,200 | |
| 2025 | $12,945.00 (+3.44%) | $1,234,000 (+15.15%) Land $893,400 Building $340,600 | $1,234,000 (+15.15%) Land $893,400 Building $340,600 |
| 2024 | $12,515.00 (+10.32%) | ||
| 2023 | $1,071,600 Land $790,600 Building $281,000 | $1,071,600 Land $790,600 Building $281,000 | |
| 2022 | $11,344.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 502 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures