Caroline County property record for 7 W 3rd St, Ridgely, MD 21660 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,488 sqft Total Area |
| Lot Size | 5,000 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $148,000 (2013) |
| Tax Bill | $2,873.00 (2025) |
Source: Caroline County records · APN 07-009216
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 W 3RD ST, RIDGELY, MD 21660-2149 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit CNB |
| Oct 05, 2017 | Grant Deed, Transfer REAL ESTATE SETTLEMENT COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2013 · Amount on Record |
| Deed Sale | Jan 03, 2013 · Amount on Record |
| Prior Sale | Apr 10, 1989 · Amount on Record |
| Deed Book / Page | 1035 / 247 |
| Prior Transfer Date | Mar 29, 2007 |
| Prior Transfer Doc | 0007560726 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 7 W 3RD ST, RIDGELY, MD 21660-2149 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 7 W 3RD ST, RIDGELY, MD 21660-2149 |
| Document Number | 0017560297 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | 1756/297 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 7 W 3RD ST, RIDGELY, MD 21660-2149 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0014930438 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 1493/438 |
| Name | CNB |
|---|---|
| Type | Bank |
| Address | RIDGELY, MD 21660 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Oct 05, 2017 |
| Property Address | 7 W 3RD ST, RIDGELY, MD 21660-2149 |
| Document Number | 0012780413 |
| Book / Page | 001278 / 000413 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | REAL ESTATE SETTLEMENT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $214.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 MARYLAND AVE RIDGELY MD 216602107, RIDGELY, MD 21660-2107 |
Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,033 (+9.71%) | $268,900 (-) Land $35,000 Building $233,900 | |
| 2025 | $2,873.00 (+9.41%) Homeowner's exemption | $225,167 (+20.37%) | $268,900 (+32.27%) Land $35,000 Building $233,900 |
| 2023 | $2,626.00 Homeowner's exemption | $187,067 | $203,300 Land $35,000 Building $168,300 |
Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-009216 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,488 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,000 sqft (0.115 acres) |
| Depth X Width | 100 ft x 40 ft Depth x Width |
| Deck Area | 240 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Sewage Connected |
| Account Number | 009216 |
|---|---|
| Street Address | 7 W 3RD ST |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2149 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5000 SQ FT PT 7,8 NW/S 3RD ST RIDGELY |
| Legal Subdivision | EAST SIDE FIRST AVE |
| Jurisdiction | CAROLINE MD |
| Minor Civil Division | 7, RIDGELY |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 955201 |
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