107 W 3rd St, Ridgely, MD 21660 Property Records

Caroline County property record for 107 W 3rd St, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1977
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$76,000 (Dec 2001)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-009275`

Property Details

APN / Parcel Number

Primary APN	`07-009275`
Alternative APNs	`7009275` `009275`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	50 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	009275
Street Address	107 W 3RD ST
City	RIDGELY
State	MD
Zip	21660-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	4,500 SQ FT NW/S 3RD ST RIDGELY
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2043
Census Tract	955201

Owner

Source: Caroline County assessment roll, APN 07-009275, as of August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 W 3RD ST, RIDGELY, MD 21660-2146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2001 · Amount on Record
Deed Sale	Dec 12, 2001 · Amount on Record
Prior Sale	Jun 15, 1993 · Amount on Record
Deed Document Number	20011232
Deed Book / Page	428 / 420
Last Transfer Date	Aug 18, 2020
Transfer Doc	0014330459
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE MD
Recording Date	Aug 24, 2020
Property Address	107 W 3RD ST, RIDGELY, MD 21660-2146
Document Number	0014330459
Book / Page	1433 / 459
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	BAY EAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	107 W 3RD ST, RIDGELY, MD 21660-2146

Mortgage

Document Number	0001433463
Date	Aug 24, 2020
Instrument	1433/463

Lender

Name	THE QUEENSTOWN BANK OF MARYLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caroline County assessment roll as of August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,633 (+9.19%)	$205,600 (-) Land $35,000 Building $170,600
2025	$2,267.00 (+9.31%) Homeowner's exemption	$173,667 (+19.06%)	$205,600 (+30.37%) Land $35,000 Building $170,600
2023	$2,074.00 Homeowner's exemption	$145,867	$157,700 Land $35,000 Building $122,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (24011C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119552012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 244 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0050006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF RIDGELY serves 1,600 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.