7 Vernon St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 7 Vernon St, Holyoke, MA 01040

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,080 sqft · built 1900
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Sep 2005)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Apr 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0082 B:0000 L:51`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0082 B:0000 L:51`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	4,118 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,251 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	7 VERNON ST
City	HOLYOKE
State	MA
Zip	01040-4370
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	DR
Legal Lot Number	51
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1002
Census Tract	812103

Owner

Source: Hampden County and Holyoke City records · APN HOLY M:0082 B:0000 L:51

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 VERNON ST, HOLYOKE, MA 01040-4370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2005 · Amount on Record
Deed Sale	Sep 14, 2005 · Amount on Record
Prior Sale	Sep 29, 2003 · Amount on Record
Deed Document Number	2005122841
Deed Book / Page	15327 / 170
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	7 VERNON ST, HOLYOKE, MA 01040-4370
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22609-281
Date	Apr 02, 2019
Book Page	22609/281
Instrument	16253

Lender

Name	NORTHERN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Hampden County and Holyoke City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,292.00 (+9.74%)	$245,800 (+19.09%) Land $41,900 Building $203,900
2024	$3,911.00 (+1.01%)	$206,400 (-) Land $39,700 Building $166,700
2023	$3,872.00	$206,400 Land $39,700 Building $166,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2003 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.