5 Vernon St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 5 Vernon St, Holyoke, MA 01040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1890
Lot Size0.144 acres (6,251 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jul 2020)
Tax Bill$3,230 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNHOLY M:0082 B:0000 L:50

Property Details

APN / Parcel Number

Primary APNHOLY M:0082 B:0000 L:50

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,092 sqft Living Area
Gross Area2,168 sqft
Basement Area744 sqft
Unfinished Basement744 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,251 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address5 VERNON ST
CityHOLYOKE
StateMA
Zip01040-3446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR
Legal Lot Number50
JurisdictionHOLYOKE MA
Township / Civil DivisionHOLYOKE
Census Block Group1
Census Block1002
Census Tract812103

Owner

Source: Hampden County and Holyoke City records · APN HOLY M:0082 B:0000 L:50

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 VERNON ST, HOLYOKE, MA 01040-3446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jul 07, 2020Warranty Deed, Transfer · FHA Mortgage
OCMBC INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2020 · Amount on Record
Deed SaleJul 07, 2020 · Amount on Record
Prior SaleJun 23, 2000 · Amount on Record
Deed Document Number202036186
Deed Book / Page23299 / 594
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLYOKE MA
Property Address5 VERNON ST, HOLYOKE, MA 01040-3446
Transaction TypeMortgage
Record UpdatedApr 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026256-553
DateMar 18, 2026
Book Page26256/553
Instrument11486
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2046

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHOLYOKE MA
Recording DateJul 07, 2020
Property Address5 VERNON ST, HOLYOKE, MA 01040-3446
Document Number23299-594
Book / Page23299 / 594
Instrument DateJun 16, 2020
Instrument36186
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 FLORENCE RD APT 11B, 11B, NORTHAMPTON, MA 01062-2665

Mortgage

Document Number36187
DateJul 07, 2020
Instrument36187
Lender
NameOCMBC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityHolyoke City
Unified School DistrictHolyoke School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,230.00 (+11.11%)$185,000 (+20.6%) Land $41,900 Building $143,100$256,975 (+36.41%)
2024$2,907.00 (+4.42%)$153,400 (+3.37%) Land $39,700 Building $113,700$188,385
2023$2,784.00$148,400 Land $39,700 Building $108,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2003)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2003 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Netafy.

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHOLYOKE WATER WORKS
serves 37,838 people
Water SourceSurface water
Last State InspectionOct 2025
Lead9 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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