7 Vera Pl, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 7 Vera Pl, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,214 sqft · built 1978
Lot Size0.167 acres (7,279 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Dec 2013)
Tax Bill$20,555 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-02501-0000-00001-01

Property Details

APN / Parcel Number

Primary APN13-02501-0000-00001-01
Alternative APNs
  • 13025010000000010001
  • 1302501000000101

Interior

Stories1 Story
Building Area2,214 sqft Living Area
1st Floor Area2,214 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Construction TypeFrame
Lot Area7,279 sqft (0.167 acres)
Lot Dimensions104 ft deep x 70 ft wide

Location & Zoning

Old Parcel Number1302501000000101
Street Address7 VERA PL
CityMONTCLAIR
StateNJ
Zip07042-3005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description70X104
Legal Block2501
Legal Lot Number1.1
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group2
Census Block2004
Census Tract16400

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 VERA PL, MONTCLAIR, NJ 07042-3005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2013 · Amount on Record
Deed SaleDec 9, 2013 · Amount on Record
Prior SaleDec 9, 2013 · Amount on Record
Deed Document Number201313107096
Deed Book / Page12472 / 553
Prior Transfer DateJun 5, 2013
Prior Transfer Doc0124454850
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address7 VERA PL, MONTCLAIR, NJ 07042-3005
Document Number0000103718
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedNov 18, 2019
Title CompanyATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7 VERA PL MONTCLAIR NJ 070423005, MONTCLAIR, NJ 07042-3005

Mortgage

Document Number0000103718
DateOct 30, 2019
Instrument103718
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$584,600 (-) Land $386,700 Building $197,900$584,600 (-) Land $386,700 Building $197,900
2025$20,555.00 (+3.33%)$584,600 (-) Land $386,700 Building $197,900$584,600 (-) Land $386,700 Building $197,900
2024$19,893.00 (+3.5%)
2023$584,600 Land $386,700 Building $197,900$584,600 Land $386,700 Building $197,900
2022$19,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (2011–2021)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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