2 Vera Pl, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 2 Vera Pl, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,586 sqft · built 1912
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Dec 2008)
Tax Bill	$25,161 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02502-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`13-02502-0000-00016`
Alternative APN	`130250200016`

Interior

Stories	2 Stories
Building Area	2,586 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	100 ft deep x 68 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130250200016
Street Address	2 VERA PL
City	MONTCLAIR
State	NJ
Zip	07042-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	68X100 IRR
Legal Block	2502
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2003
Census Tract	16400

Owner

Source: Essex County and Montclair Township records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 VERA PL, MONTCLAIR, NJ 07042-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit BLUE FOUNDRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2008 · Amount on Record
Deed Sale	Dec 3, 2008 · Amount on Record
Prior Sale	Aug 19, 1999 · Amount on Record
Deed Document Number	20088106872
Deed Book / Page	12169 / 456
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Jul 20, 2026
Property Address	2 VERA PL, MONTCLAIR, NJ 07042-3006
Document Number	0000047829
Instrument Date	Jul 13, 2026
Instrument	202647829
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 VERA PL, MONTCLAIR, NJ 07042-3006

Mortgage

Document Number	0000047829,
Date	Jul 20, 2026
Instrument	202647829

Lender

Name	VALLEY NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	2 VERA PL, MONTCLAIR, NJ 07042-3006
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 VERA PL, MONTCLAIR, NJ 07042-3006

Mortgage

Document Number	0000005621
Date	Jan 27, 2023
Instrument	2023005621

Lender

Name	BLUE FOUNDRY BANK
Type	Bank
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,600 (-) Land $345,200 Building $370,400	$715,600 (-) Land $345,200 Building $370,400
2025	$25,161.00 (+3.33%)	$715,600 (+3.62%) Land $345,200 Building $370,400	$715,600 (+3.62%) Land $345,200 Building $370,400
2024	$24,351.00 (+7.24%)
2023		$690,600 Land $345,200 Building $345,400	$690,600 Land $345,200 Building $345,400
2022	$22,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2011–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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