7 Valley St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 7 Valley St, Concord, NH 03301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,808 sqft · built 1941
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$216,000 (Nov 2010)
Tax Bill$8,291 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Nov 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNCNCD M:6534Z B:55

Property Details

APN / Parcel Number

Primary APNCNCD M:6534Z B:55

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,808 sqft Living Area
Gross Area2,877 sqft
1st Floor Area1,036 sqft
Basement Area758 sqft
Unfinished Basement758 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address7 VALLEY ST
CityCONCORD
StateNH
Zip03301-3140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Block55
Legal Lot Number9
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2007
Census Tract44100

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 VALLEY ST, CONCORD, NH 03301-3140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
May 3, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 19, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Jan 7, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2010 · Amount on Record
Deed SaleNov 19, 2010 · Amount on Record
Prior SaleMay 1, 2000 · Amount on Record
Deed Book / Page3226 / 1328
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address7 VALLEY ST, CONCORD, NH 03301-3140
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017453
DateOct 29, 2025
Book Page3908/1552
Instrument202500017453
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address7 VALLEY ST, CONCORD, NH 03301-3140
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028294
DateNov 3, 2021
Book Page3767/205
Instrument202100028294
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address7 VALLEY ST, CONCORD, NH 03301-3140
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011327
DateMay 3, 2021
Book Page3736/1734
Instrument202100011327
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueJun 1, 2047

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address7 VALLEY ST, CONCORD, NH 03301-3140
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016190
DateAug 19, 2022
Book Page3802/2917
Instrument202200016190
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address7 VALLEY ST, CONCORD, NH 03301-3140
Document Number0035440580
Book / Page003544 / 000580
Instrument DateJan 7, 2017
Transaction TypeMortgage
Record UpdatedMay 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7 VALLEY ST CONCORD NH 033013140, CONCORD, NH 03301-3140

Mortgage

Document Number0035440580
DateJan 12, 2017
Book Page003544/000580
Instrument789
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 11, 2047

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,291.00 (+5.14%)$284,800 (-) Land $118,200 Building $166,600
2024$7,886.00 (+3.08%)$284,800 (-) Land $118,200 Building $166,600
2023$7,650.00 (+3.76%)$284,800 (-) Land $118,200 Building $166,600$355,870
2022$7,373.00$284,800 Land $118,200 Building $166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 44,215 people · EPA ID NH0501010
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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