14 Valley St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 14 Valley St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1895
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Aug 2005)
Tax Bill	$7,889 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6531Z B:13`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6531Z B:13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,184 sqft Living Area
Gross Area	2,659 sqft
1st Floor Area	860 sqft
Basement Area	986 sqft
Unfinished Basement	986 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 VALLEY ST
City	CONCORD
State	NH
Zip	03301-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	13
Legal Lot Number	2
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2008
Census Tract	32900

Owner

14 Valley St is owned and occupied by two individuals who bought it in August 2005.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 VALLEY ST, CONCORD, NH 03301-3142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2005 · Amount on File
Deed Sale	Aug 23, 2005 · Amount on File
Prior Sale	Aug 23, 2005 · Amount on File
Deed Book / Page	2813 / 827
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	14 VALLEY ST, CONCORD, NH 03301-3142
Document Number	0036950836
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 VALLEY ST CONCORD NH 033013142, CONCORD, NH 03301-3142

Mortgage

Document Number	0036950836
Date	Sep 8, 2020
Book Page	003695/000836
Instrument	19209

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 7, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	14 VALLEY ST, CONCORD, NH 03301-3142
Document Number	0036272430
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 VALLEY ST CONCORD NH 033013142, CONCORD, NH 03301-3142

Mortgage

Document Number	0036272430
Date	Apr 17, 2019
Book Page	003627/002430
Instrument	5816

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 14 Valley St was $7,889.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,889.00	$271,000 Land $110,900 Building $160,100
2023	$7,252.00 (+4.36%)	$270,000 (+0.6%) Land $110,900 Building $159,100	$323,760
2022	$6,949.00	$268,400 Land $110,900 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Valley St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1987–2011)
Most Recent Claim	Apr 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Valley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley St

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