7 Valley Rd, Reading, PA 19610 Property Records

Berks County property record for 7 Valley Rd, Reading, PA 19610 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,280 sqft · built 1952
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$1,594 (2026)
Deeds & MortgagesJun 2021 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4397-18-40-0900

Property Details

APN / Parcel Number

Primary APN4397-18-40-0900
Alternative APNs
  • 96-4397-18-40-0900
  • 97439718400900
  • 96970934
  • 970934

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft
Basement Area360 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area6,970 sqft (0.16 acres)
View / LotNeighborhood
Garage TypeAttached
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number96970934
Street Address7 VALLEY RD
CityREADING
StatePA
Zip19610-1927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWYOMISSING HILLS
Legal Block40
JurisdictionBERKS PA
Township / Civil DivisionWYOMISSING
Census Block Group1
Census Block1001
Census Tract11000

Owner

Source: Berks County records · APN 4397-18-40-0900

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 VALLEY RD, READING, PA 19610-1927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
SANTANDER BANK NA
May 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
SANTANDER BANK NA
May 06, 2019Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 1995
Deed SaleDec 01, 1995
Deed Book / Page2687 / 1129
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address7 VALLEY RD, READING, PA 19610-1927
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanySECURED LAND TRANSFER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028436
DateJun 08, 2021
Instrument2021028436
Lender
NameSANTANDER BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address7 VALLEY RD, READING, PA 19610-1927
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013879
DateMay 06, 2019
Instrument2019013879
Lender
NameSANTANDER BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address7 VALLEY RD, READING, PA 19610-1927
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013880
DateMay 06, 2019
Instrument2019013880
Lender
NameSANTANDER BANK NA
TypeBank
AddressREADING, PA 19602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityWyomissing Borough
Unified School DistrictWyomissing Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,594.00 (+13.94%) Homeowner's exemption$101,800 (-) Land $29,900 Building $71,900$29,900 (-70.63%) Land $29,900
2024$1,399.00$101,800 Land $29,900 Building $71,900
1994$101,800 Land $29,900 Building $71,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Valley Rd

Nearby Streets

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