4 Valley Rd, Reading, PA 19610 Property Records

Berks County property record for 4 Valley Rd, Reading, PA 19610 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,280 sqft · built 1956
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$289,900 (Aug 2022)
Tax Bill$1,513 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4397-18-31-8095

Property Details

APN / Parcel Number

Primary APN4397-18-31-8095
Alternative APNs
  • 96-4397-18-31-8095
  • 97439718318095
  • 96970925
  • 970925

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area7,405 sqft (0.17 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number96970925
Street Address4 VALLEY RD
CityREADING
StatePA
Zip19610-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPLAN OF WYOMISSING HILLS GARDENS
Legal Block31
JurisdictionBERKS PA
Township / Civil DivisionWYOMISSING
Census Block Group1
Census Block1002
Census Tract11000

Owner

Source: Berks County records · APN 4397-18-31-8095

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 VALLEY RD, READING, PA 19610-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Deed, Transfer · Conventional Mortgage
MORTGAGE AMERICA INC
Oct 02, 2019Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleOct 02, 2019 · Amount on Record
Deed Document Number202234985
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateAug 31, 2022
Property Address4 VALLEY RD, READING, PA 19610-1928
Document Number0000034985
Map ReferenceVOL 9 PG 64
Instrument DateAug 26, 2022
Instrument2022034985
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyNOT AVAILABLE, PLATINUM HOME SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,899.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 VALLEY RD, WYOMISSING, PA 19610-1928

Mortgage

Document Number0000034986
DateAug 31, 2022
Instrument2022034986
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERKS PA
Recording DateOct 02, 2019
Property Address4 VALLEY RD, READING, PA 19610-1928
Document Number0000033986
Instrument DateSep 26, 2019
Instrument33986
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanySIGNATURE ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 VALLEY RD READING PA 196101928, READING, PA 19610-1928

Mortgage

Document Number33987
DateOct 02, 2019
Instrument33987
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityWyomissing Borough
Unified School DistrictWyomissing Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,513.00 (+14.02%)$96,600 (-) Land $30,600 Building $66,000$30,600 (-68.32%) Land $30,600
2024$1,327.00$96,600 Land $30,600 Building $66,000
1994$96,600 Land $30,600 Building $66,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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