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7 Val Ct, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 7 Val Ct, Commack, NY 11725 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Architecture StyleRaised Ranch
Year BuiltBuilt 1964
Square Footage2,026 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Tax Bill$14,296.00 (2024)

Owner

Source: Suffolk County and Smithtown Town records · APN 473489 178.-2-62

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 VAL CT, COMMACK, NY 11725-5203
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage
UNITED MORTGAGE CORPORATION
Aug 22, 2018Loan Modification, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2024
Deed SaleMay 05, 2024
Prior SaleMay 21, 1998 · Amount on Record
Deed Book / Page13247 / 282
Prior Transfer DateDec 12, 2023
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Recording DateJul 10, 2026
Property Address7 VAL CT, COMMACK, NY 11725-5203
Document Number2373000311
Book / Page23736 / 311
Instrument DateMay 27, 2026
Transaction TypeMortgage
Record UpdatedAug 19, 2026
Title CompanySECURITY TITLE ABL, SECURITY TITLE GUAR BLTMR

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 VAL CT, COMMACK, NY 11725-5203

Mortgage

Document Number2373000311,
DateJul 10, 2026
Book Page23736/311
Lender
NameUNITED MORTGAGE CORPORATION
Agreement
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.3%
Max Rate-1%

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address7 VAL CT, COMMACK, NY 11725-5203
Document Number0229600516
Instrument DateAug 22, 2018
Transaction TypeMortgage
Record UpdatedNov 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 VAL CT COMMACK NY 117255203, COMMACK, NY 11725-5203

Mortgage

Document Number0229600516
DateSep 18, 2018
Book Page022960/000516
Lender
NameMANUFACTURERS & TRADERS TR
Address1 FOUNTAIN PLZ, BUFFALO, NY 14203-1420
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,570 (-) Land $300 Building $5,270$696,250 (+10,775.51%) Land $37,500 Building $658,750
2024$14,296.00
2023$5,570 Land $300 Building $5,270$6,402 Land $345 Building $6,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN473489 178.-2-62
Alternative APNs
  • 0800-178.00-02.00-062.000
  • 348917800000020620000000
  • 47340040411

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,026 sqft Living Area
1st Floor1,426 sqft 1st Floor
Basement Area600 sqft Basement
Finished Basement600 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRaised Ranch Style
Exterior MaterialComposition/Composite Exterior
Lot Area10,890 sqft (0.25 acres)
ViewSuburban View

Utilities and HVAC

Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address7 VAL CT
CityCOMMACK
StateNY
Zip11725-5203
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description21-857401 TC-52 *3809 LOT 410 VALMONT VILLAGE SEC 9
Legal SubdivisionVALMONT VLG
Legal Block2
Legal Lot Number62
JurisdictionSUFFOLK NY
Minor Civil DivisionSMITHTOWN
Census Blockgroup3
Census Block3018
Census Tract135205

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