Suffolk County and Smithtown Town property record for 11 Val Ct, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,426 sqft · built 1964 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Oct 2025) |
| Tax Bill | $14,308 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 178.-2-60 |
| Primary APN | 473489 178.-2-60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 12,197 sqft (0.28 acres) |
| View / Lot | Suburban |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 11 VAL CT |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-857451 TC-52 *3809 LOT 412 VALMONT VILLAGE SEC 9 |
| Legal Subdivision | VALMONT VLG |
| Legal Block | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 178.-2-60
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 VAL CT, COMMACK, NY 11725-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Deed Book / Page | 13313 / 98 |
| Prior Transfer Date | Nov 01, 1999 |
| Prior Transfer Doc | 1200000755 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 16, 2025 |
| Property Address | 11 VAL CT, COMMACK, NY 11725-5203 |
| Document Number | 0133130098 |
| Book / Page | 13313 / 98 |
| Instrument Date | Sep 03, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 VAL CT, COMMACK, NY 11725-5203 |
| Document Number | 0023689519 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 23689/519 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,540 (-) Land $300 Building $5,240 | $692,500 (+7.5%) Land $37,500 Building $655,000 | |
| 2024 | $14,308.00 Veteran's exemption | $5,540 (-) Land $300 Building $5,240 | $644,186 (+10,015.99%) Land $34,884 Building $609,302 |
| 2023 | $5,540 Land $300 Building $5,240 | $6,368 Land $345 Building $6,023 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 262 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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