7 Union St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 7 Union St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,783 sqft · built 1820
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,180 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6441Z B:16`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6441Z B:16`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	3,869 sqft
1st Floor Area	1,388 sqft
Attic	Attic
Attic Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Conventional
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	7 UNION ST
City	CONCORD
State	NH
Zip	03301-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Block	16
Legal Lot Number	6
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1007
Census Tract	32400

Owner

7 Union St is owner-occupied and held in a trust.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7 UNION ST, CONCORD, NH 03301-4248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF NH
Sep 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	7 UNION ST, CONCORD, NH 03301-4248
Document Number	0035731602
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7 UNION ST CONCORD NH 033014248, CONCORD, NH 03301-4248

Mortgage

Document Number	0035731602
Date	Oct 16, 2017
Book Page	003573/001602
Instrument	19466

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2042

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Sep 20, 2017
Property Address	7 UNION ST, CONCORD, NH 03301-4248
Document Number	0035702184
Book / Page	003570 / 002184
Instrument Date	Sep 1, 2017
Instrument	17724
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7 UNION ST CONCORD NH 033014248, CONCORD, NH 03301-4248

Tax Assessment & Valuation

The 2025 property tax bill for 7 Union St was $8,180.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,180.00	$281,000 Land $90,800 Building $190,200
2023	$7,548.00 (+3.75%)	$281,000 (-) Land $90,800 Building $190,200	$426,930
2022	$7,275.00	$281,000 Land $90,800 Building $190,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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