3 Union St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 3 Union St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,906 sqft · built 1830
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$125,100 (Sep 2013)
Tax Bill	$7,863 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6441Z B:14`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6441Z B:14`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
Gross Area	4,096 sqft
1st Floor Area	953 sqft
Attic	Attic
Attic Area	953 sqft
Basement Area	953 sqft
Unfinished Basement	953 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 UNION ST
City	CONCORD
State	NH
Zip	03301-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CVP
Legal Block	14
Legal Lot Number	8
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1007
Census Tract	32400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Concord Civic District listed 1983 · 15 contributing resources · NRIS 83004203

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 Union St is owned and occupied by an individual who bought it in September 2013.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3 UNION ST, CONCORD, NH 03301-4248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit MERRIMACK COUNTY SAVINGS BANK
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
May 25, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage REGENCY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2013 · Amount on File
Deed Sale	Sep 19, 2013 · Amount on File
Deed Book / Page	3411 / 781
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	3 UNION ST, CONCORD, NH 03301-4248
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029399
Date	Nov 15, 2021
Book Page	3769/77
Instrument	202100029399

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	3 UNION ST, CONCORD, NH 03301-4248
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007655
Date	Mar 24, 2021
Book Page	3730/446
Instrument	202100007655

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	May 25, 2017
Property Address	3 UNION ST, CONCORD, NH 03301-4248
Document Number	0035562774
Book / Page	003556 / 002774
Instrument Date	May 19, 2017
Instrument	9150
Transaction Type	Mortgage
Record Updated	Jun 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 UNION ST CONCORD NH 033014248, CONCORD, NH 03301-4248

Mortgage

Document Number	35562777
Date	May 25, 2017
Book Page	003556/002777
Instrument	9151

Lender

Name	REGENCY MTG
Type	Mortgage Company
Address	HOOKSETT, NH 03106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Union St was $7,863.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,863.00	$270,100 Land $89,700 Building $180,400
2023	$7,255.00 (+3.75%)	$270,100 (-) Land $89,700 Building $180,400	$376,390
2022	$6,993.00	$270,100 Land $89,700 Building $180,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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