7 Undercliff Dr, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 7 Undercliff Dr, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,486 sqft · built 1928
Lot Size	0.399 acres (17,400 sqft)
Owner	Individual Name on Record
Last Sale	$863,000 (Jul 2014)
Tax Bill	$31,546 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-00104-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`13-00104-0000-00036`
Alternative APN	`130010400036`

Interior

Stories	2 Stories
Building Area	3,486 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Stucco
Lot Area	17,400 sqft (0.399 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130010400036
Street Address	7 UNDERCLIFF DR
City	MONTCLAIR
State	NJ
Zip	07042-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	100X174 IRR
Legal Block	104
Legal Lot Number	36
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2000
Census Tract	16900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Llewellyn Park Historic District listed 1986 · 112 contributing resources · NRIS 86000423

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 UNDERCLIFF DR, MONTCLAIR, NJ 07042-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2014 · Amount on Record
Deed Sale	Jul 23, 2014 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Book / Page	12506 / 695
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 UNDERCLIFF DR, MONTCLAIR, NJ 07042-1604
Document Number	0000069160
Instrument Date	Jul 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 UNDERCLIFF DR MONTCLAIR NJ 070421604, MONTCLAIR, NJ 07042-1604

Mortgage

Document Number	0000069160
Date	Aug 8, 2018
Instrument	69160

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 UNDERCLIFF DR, MONTCLAIR, NJ 07042-1604
Document Number	0000055442
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 UNDERCLIFF DR MONTCLAIR NJ 070421604, MONTCLAIR, NJ 07042-1604

Mortgage

Document Number	0000055442
Date	Jun 26, 2017
Instrument	55442

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$897,200 (-) Land $355,200 Building $542,000	$897,200 (-) Land $355,200 Building $542,000
2025	$31,546.00 (+3.32%)	$897,200 (-) Land $355,200 Building $542,000	$897,200 (-) Land $355,200 Building $542,000
2024	$30,531.00 (+3.5%)
2023		$897,200 Land $355,200 Building $542,000	$897,200 Land $355,200 Building $542,000
2022	$29,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T, T-Mobile.

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