11 Undercliff Dr, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 11 Undercliff Dr, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,531 sqft · built 1928
Lot Size	0.37 acres (16,100 sqft)
Owner	2 Individual Names on File
Last Sale	$92,500 (Apr 2020)
Tax Bill	$31,767 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00104-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`13-00104-0000-00037`
Alternative APN	`130010400037`

Interior

Stories	2 Stories
Building Area	3,531 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	16,100 sqft (0.37 acres)
Lot Dimensions	161 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130010400037
Street Address	11 UNDERCLIFF DR
City	MONTCLAIR
State	NJ
Zip	07042-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	100X161 IRR
Legal Block	104
Legal Lot Number	37
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2000
Census Tract	16900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Llewellyn Park Historic District listed 1986 · 112 contributing resources · NRIS 86000423

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11 Undercliff Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 UNDERCLIFF DR, MONTCLAIR, NJ 07042-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit MISSION LOANS LLC
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 30, 2020	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Aug 5, 2010 · Amount on File
Deed Document Number	202042965
Prior Transfer Date	Apr 30, 2008
Prior Transfer Doc	0008047298
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	11 UNDERCLIFF DR, MONTCLAIR, NJ 07042-1604
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017408
Date	Mar 16, 2026
Instrument	2026017408

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	11 UNDERCLIFF DR, MONTCLAIR, NJ 07042-1604
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096838
Date	Aug 9, 2021
Instrument	2021096838

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 30, 2020
Property Address	11 UNDERCLIFF DR, MONTCLAIR, NJ 07042-1604
Document Number	0000042965
Instrument Date	May 22, 2019
Instrument	2020042965
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10610 BEACH MINI ROAD, 10610, GREAT FALLS, VA 22066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 UNDERCLIFF DR, MONTCLAIR, NJ 07042-1604

Mortgage

Document Number	0000042966
Date	Apr 30, 2020
Instrument	2020042966

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11 Undercliff Dr was $31,767, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$903,500 (-) Land $349,200 Building $554,300	$903,500 (-) Land $349,200 Building $554,300
2025	$31,767.00 (+3.32%)	$903,500 Land $349,200 Building $554,300	$903,500 Land $349,200 Building $554,300
2024	$30,746.00
2023		$903,500 Land $349,200 Building $554,300	$903,500 Land $349,200 Building $554,300
2022	$29,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Undercliff Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Undercliff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Undercliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures