Franklin County property record for 7 Tracy Ct, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 320 sqft |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $61,000 (Sep 2023) |
| Tax Bill | $142 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Feb 2005 Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 074-14-04-002.00 |
| Primary APN | 074-14-04-002.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 320 sqft Living Area |
| Architectural Style | Mobile/Manufactured |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Driveway | Asphalt Driveway |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 78737 |
|---|---|
| Street Address | 7 TRACY CT |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2-A |
| Legal Subdivision | TRACY COURT |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 70101 |
Source: Franklin County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 TRACY CT, FRANKFORT, KY 40601-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF KY |
| Feb 21, 2005 | Deed of Trust, Mortgage WELLS FARGO FINANCIAL KENTUCK INC |
| Sep 26, 2023 | Commissioner's Deed, Foreclosure · Commercial Mortgage FIRST FSB (FRANKFORT KY |
| Jan 7, 2016 | Intrafamily Transfer, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Mar 21, 2011 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Deed Document Number | 2023697247 |
| Deed Book / Page | 623 / 319 |
| Prior Transfer Date | Dec 16, 2015 |
| Prior Transfer Doc | 00D558/679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 7 TRACY CT, FRANKFORT, KY 40601-1319 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 TRACY CT, FRANKFORT, KY 40601-1319 |
| Document Number | 0M1776/547 |
|---|---|
| Date | May 20, 2025 |
| Book Page | M1776/547 |
| Instrument | 872751 |
| Name | FIRST FEDERAL SAVINGS BANK OF KY |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 19, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 7 TRACY CT, FRANKFORT, KY 40601-1319 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M949/491 |
|---|---|
| Date | Feb 21, 2005 |
| Book Page | M949/491 |
| Instrument | 279812 |
| Name | WELLS FARGO FINANCIAL KENTUCK INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LEXINGTON, KY 40509 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 7, 2035 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Sep 26, 2023 |
| Property Address | 7 TRACY CT, FRANKFORT, KY 40601-1319 |
| Document Number | 00D623/319 |
| Book / Page | D623 / 319 |
| Map Reference | CAB A SL 285 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 697247 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000697248 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 697248 |
| Name | FIRST FSB (FRANKFORT KY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jan 7, 2016 |
| Property Address | 7 TRACY CT, FRANKFORT, KY 40601-1319 |
| Document Number | 00D558/679 |
| Book / Page | D558 / 679 |
| Map Reference | CAB A SL285 |
| Instrument Date | Dec 16, 2015 |
| Instrument | 439550 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | NORTHERN KENTUCKY TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 TRACY CT, FRANKFORT, KY 40601-1319 |
| Investor | Possibly a Property Investor |
| Document Number | 0000439551 |
|---|---|
| Date | Jan 7, 2016 |
| Instrument | 439551 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 21, 2011 |
| Property Address | 7 TRACY CT, FRANKFORT, KY 40601-1319 |
| Document Number | 00D525/767 |
| Book / Page | D525 / 767 |
| Map Reference | CAB A SL285 |
| Instrument Date | Mar 13, 2011 |
| Instrument | 369659 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 TRACY CT, FRANKFORT, KY 40601-1319 |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142.00 (-88.46%) | $61,000 (-40.78%) Land $8,000 Building $53,000 | $61,000 (-40.78%) Land $8,000 Building $53,000 |
| 2023 | $1,230.00 (+0.9%) | $103,000 (-) | $103,000 (-) |
| 2022 | $1,219.00 | $103,000 | $103,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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