5 Tracy Ct, Frankfort, KY 40601 Property Records

Franklin County property record for 5 Tracy Ct, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 432 sqft
Lot Size	0.295 acres (12,863 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Nov 2019)
Tax Bill	$778 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`074-14-05-012.00`

Property Details

APN / Parcel Number

Primary APN	`074-14-05-012.00`
Alternative APN	`71756`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	432 sqft Living Area

Exterior

Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,863 sqft (0.295 acres)
Lot Dimensions	50 ft deep x 200 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Detached
Garage Area	432 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	71756
Street Address	5 TRACY CT
City	FRANKFORT
State	KY
Zip	40601-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT CT SUB LOT 4
Legal Subdivision	TRACY COURT
Legal Tract	CT
Legal Lot Number	4
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1007
Census Tract	70101

Owner

Source: Franklin County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 TRACY CT, FRANKFORT, KY 40601-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Mar 18, 2016 · Amount on Record
Deed Document Number	2019497087
Deed Book / Page	589 / 772
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Nov 13, 2019
Property Address	5 TRACY CT, FRANKFORT, KY 40601-1319
Document Number	D589/772
Book / Page	D589 / 772
Map Reference	CAB A SL 4
Instrument Date	Nov 12, 2019
Instrument	497087
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10605 CHERTSEY PL, 10605, LOUISVILLE, KY 40243-1652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TRACY CT, FRANKFORT, KY 40601-1319

Mortgage

Document Number	497088
Date	Nov 13, 2019
Instrument	497088

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$778.00 (+0.26%)	$65,000 (-) Land $5,000 Building $60,000	$65,000 (-) Land $5,000 Building $60,000
2023	$776.00 (+0.91%)	$65,000 (-)	$65,000 (-)
2022	$769.00	$65,000	$65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20