7 Toledo Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 7 Toledo Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,607 sqft · built 1979
Lot Size	1.4 acres (60,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,779,000 (Jun 2004)
Tax Bill	$36,671 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`244-290-013-6`

Property Details

APN / Parcel Number

Primary APN	`244-290-013-6`
Alternative APN	`244-290-013`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,607 sqft Living Area
1st Floor Area	4,068 sqft
2nd Floor Area	1,380 sqft
Basement Area	159 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2001
Architectural Style	Cluster
Lot Area	60,997 sqft
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7 TOLEDO DR
City	LAFAYETTE
State	CA
Zip	94549-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T04747 L0013 B
Legal Subdivision	SUBDIVISION 4747
Legal Tract	04747
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 TOLEDO DR, LAFAYETTE, CA 94549-2953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jun 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 24, 2017	Intrafamily Transfer, Transfer · Line of Credit PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2004 · Amount on Record
Deed Sale	Jun 3, 2004 · Amount on Record
Prior Sale	May 30, 1997 · Amount on Record
Deed Document Number	2004210889
Last Transfer Date	Apr 27, 2018
Transfer Doc	0000090208
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7 TOLEDO DR, LAFAYETTE, CA 94549-2953
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TOLEDO DR, LAFAYETTE, CA 94549-2953

Mortgage

Document Number	0000024508
Date	Mar 15, 2024
Instrument	2024-024508

Lender

Name	PATELCO CU
Type	Credit Union
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	12.3%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7 TOLEDO DR, LAFAYETTE, CA 94549-2953
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SPL PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000181470
Date	Nov 7, 2018
Instrument	2018-181470

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 6, 2018
Property Address	7 TOLEDO DR, LAFAYETTE, CA 94549-2953
Document Number	0000090208
Instrument Date	Apr 27, 2018
Instrument	90208
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7 TOLEDO DR LAFAYETTE CA 945492953, LAFAYETTE, CA 94549-2953

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 24, 2017
Property Address	7 TOLEDO DR, LAFAYETTE, CA 94549-2953
Document Number	0000131895
Map Reference	MB195 PG10
Instrument Date	Jul 18, 2017
Instrument	2017-131895
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7 TOLEDO DR, LAFAYETTE, CA 94549-2953

Mortgage

Document Number	0000131896
Date	Jul 24, 2017
Instrument	2017-131896

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,249,693 (+2%) Land $694,502 Building $2,555,191
2025	$36,671.00 (+3.45%) Homeowner's exemption	$3,185,975 (+4.04%) Land $680,885 Building $2,505,090
2023	$35,449.00 (+1.54%) Homeowner's exemption	$3,062,262 Land $654,447 Building $2,407,815
2022	$34,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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