27 Toledo Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 27 Toledo Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,616 sqft · built 1979
Lot Size	1.5 acres (65,450 sqft)
Owner	2 Trust Names on File
Last Sale	$2,927,000 (Oct 2025)
Tax Bill	$32,015 (2025)
Deeds & Mortgages	Jan 2026 Transfer Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`244-290-012-8`

Property Details

APN / Parcel Number

Primary APN	`244-290-012-8`
Alternative APN	`244-290-012`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,616 sqft Living Area
Gross Area	4,578 sqft
1st Floor Area	3,216 sqft
2nd Floor Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	65,450 sqft
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	27 TOLEDO DR
City	LAFAYETTE
State	CA
Zip	94549-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T04747 L0012 B
Legal Subdivision	SUBDIVISION 4747
Legal Tract	04747
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	348000

Owner

27 Toledo Dr is owner-occupied and held in a trust since October 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	27 TOLEDO DR, LAFAYETTE, CA 94549-2953
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Intrafamily Transfer, Transfer
Oct 3, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit CHEVRON FCU
Jun 17, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Jun 17, 2022 · Amount on File
Deed Document Number	2025103759
Prior Transfer Date	Jul 30, 2003
Prior Transfer Doc	0000483980
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 12, 2026
Property Address	27 TOLEDO DR, LAFAYETTE, CA 94549-2953
Document Number	0000003117
Map Reference	MB 195 PG 10
Instrument Date	Jan 8, 2026
Instrument	2026- 003117
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 TOLEDO DR, LAFAYETTE, CA 94549-2953

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 3, 2025
Property Address	27 TOLEDO DR, LAFAYETTE, CA 94549-2953
Document Number	0000103759
Map Reference	MB 195 PG 10
Instrument Date	Sep 26, 2025
Instrument	2025- 103759
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	27 TOLEDO DR, LAFAYETTE, CA 94549-2953

Mortgage

Document Number	0000103760
Date	Oct 3, 2025
Instrument	2025- 103760

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	27 TOLEDO DR, LAFAYETTE, CA 94549-2953
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 TOLEDO DR, LAFAYETTE, CA 94549-2953

Mortgage

Document Number	0000322716
Date	Dec 22, 2020
Instrument	2020-322716

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 17, 2022
Property Address	27 TOLEDO DR, LAFAYETTE, CA 94549-2953
Document Number	0000100934
Map Reference	MB 195 PG 10
Instrument Date	Jun 2, 2022
Instrument	2022-100934
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	27 TOLEDO DR, LAFAYETTE, CA 94549-2953

Mortgage

Document Number	0000100935
Date	Jun 17, 2022
Instrument	2022-100935

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 27 Toledo Dr was $32,015.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,927,000 (+6.44%) Land $1,800,000 Building $1,127,000
2025	$32,015.00	$2,750,000 Land $2,182,540 Building $567,460
2023	$31,568.00 (+123.11%)	$3,213,000 Land $2,550,000 Building $663,000
2022	$14,149.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27 Toledo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Toledo Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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