Essex County and Cedar Grove Township property record for 7 Todd Ter, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 1,118 sqft · built 1920 |
| Lot Size | 0.564 acres (24,563 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jul 2011) |
| Tax Bill | $12,785 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00140-0000-00242 |
| Primary APN | 04-00140-0000-00242 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 24,563 sqft (0.564 acres) |
| Lot Dimensions | 85 ft deep x 289 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 040014000242 |
|---|---|
| Street Address | 7 TODD TER |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 289X85 AVG |
| Legal Block | 140 |
| Legal Lot Number | 242 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21400 |
7 Todd Ter is owned and occupied by two individuals who bought it in July 2011.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 TODD TER, CEDAR GROVE, NJ 07009-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2018 | Deed of Trust, Mortgage AMERICAN ADVISORS |
| Aug 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on File |
| Deed Sale | Jul 13, 2011 · Amount on File |
| Prior Sale | Jan 11, 1999 · Amount on File |
| Deed Document Number | 201149977 |
| Deed Book / Page | 12318 / 9484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 TODD TER, CEDAR GROVE, NJ 07009-1607 |
| Document Number | 0000079178 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 TODD TER CEDAR GROVE NJ 070091607, CEDAR GROVE, NJ 07009-1607 |
| Document Number | 0000079178 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 79178 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Amount | Amount on Record |
|---|---|
| Term | 900 Months |
| Due | Sep 11, 2093 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 TODD TER, CEDAR GROVE, NJ 07009-1607 |
| Document Number | 0000079179 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 TODD TER CEDAR GROVE NJ 070091607, CEDAR GROVE, NJ 07009-1607 |
| Document Number | 0000079179 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 79179 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Sep 11, 2093 |
The 2025 property tax bill for 7 Todd Ter was $12,785, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $729,400 (+53.3%) Land $467,500 Building $261,900 | $729,400 (+53.3%) Land $467,500 Building $261,900 | |
| 2025 | $12,785.00 (+2.8%) | $475,800 Land $343,000 Building $132,800 | $475,800 Land $343,000 Building $132,800 |
| 2024 | $12,437.00 | ||
| 2023 | $475,800 Land $343,000 Building $132,800 | $475,800 Land $343,000 Building $132,800 | |
| 2022 | $12,199.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Todd Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Todd Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures