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10 Todd Ter, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 10 Todd Ter, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details1,876 sqft · built 1970
Lot Size0.382 acres (16,636 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Jul 2025)
Tax Bill$12,906 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN04-00140-0000-00247

Property Details

APN / Parcel Number

Primary APN04-00140-0000-00247
Alternative APN
  • 040014000247

Interior

Stories2 Stories
Building Area1,876 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeFrame
Lot Area16,636 sqft (0.382 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number040014000247
Street Address10 TODD TER
CityCEDAR GROVE
StateNJ
Zip07009-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description16637 SQ FT
Legal SubdivisionGROVE ESTATES
Legal Block140
Legal Lot Number247
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group1
Census Block1006
Census Tract21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 TODD TER, CEDAR GROVE, NJ 07009-1608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 15, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2025 · Amount on Record
Deed SaleJul 10, 2025 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number202542989
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Recording DateJul 8, 2026
Property Address10 TODD TER, CEDAR GROVE, NJ 07009-1608
Document Number0000044766
Instrument DateJun 3, 2026
Instrument202644766
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044766,
DateJul 8, 2026
Instrument202644766
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionESSEX NJ
Recording DateOct 15, 2019
Property Address10 TODD TER, CEDAR GROVE, NJ 07009-1608
Document Number0000097767
Instrument DateAug 8, 2019
Instrument97767
Transaction TypeForeclosure
Record UpdatedOct 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$351.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address50 LAURA DR CEDAR GROVE NJ 070091344, CEDAR GROVE, NJ 07009-1344

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$711,200 (+48.07%) Land $462,800 Building $248,400$711,200 (+48.07%) Land $462,800 Building $248,400
2025$12,906.00 (+2.8%)$480,300 (-) Land $315,800 Building $164,500$480,300 (-) Land $315,800 Building $164,500
2024$12,555.00 (+1.96%)
2023$480,300 Land $315,800 Building $164,500$480,300 Land $315,800 Building $164,500
2022$12,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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