7 Tocati St, Thurmont, MD 21788 Property Records

Frederick County property record for 7 Tocati St, Thurmont, MD 21788 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2008
Square Footage2,207 sqft Total Area
Lot Size8,450 sqft (0.193 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$475,000 (2023)
Tax Bill$5,624.00 (2023)

Property Details

APN / Parcel Number

Primary APN15-363118
Alternative APN
  • 363118

Interior

Full Baths3 Baths
Building Area2,207 sqft Total Area
Basement Area750 sqft Basement
Finished Basement750 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 2008
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,450 sqft (0.193 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Deck Area256 sqft Deck
PorchOpen Porch
Porch Area107 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected

Location & Zoning

Account Number363118
Street Address7 TOCATI ST
CityTHURMONT
StateMD
Zip21788-2266
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 48 SECTION II 8,450 SQ. FT. JERMAE ESTATES
Legal SubdivisionJERMAE ESTATES
Legal Lot Number48
JurisdictionFREDERICK MD
Minor Civil Division15, THURMONT
Census Blockgroup5
Census Block5011
Census Tract753001

Owner

Source: Frederick County records · APN 15-363118

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address7 TOCATI ST, THURMONT, MD 21788-2266
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Deed, Transfer
CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC
Aug 24, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJul 20, 2023 · Amount on Record
Deed SaleJul 20, 2023 · Amount on Record
Prior SaleMar 26, 2008 · Amount on Record
Deed Doc Number0016525311
Deed Book / Page16525 / 311
Record RefreshedJun 07, 2026

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 20, 2023
Property Address7 TOCATI ST, THURMONT, MD 21788-2266
Document Number0165250311
Book / Page16525 / 311
Map ReferenceMB 76 PG 78
Instrument DateJul 17, 2023
Transaction TypeTransfer
Record UpdatedAug 02, 2023
Title CompanyCHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

AmountAmount Recorded
Tax$2,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7 TOCATI ST, THURMONT, MD 21788-2266

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7 TOCATI ST, THURMONT, MD 21788-2266
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 TOCATI ST, THURMONT, MD 21788-2266

Mortgage

Document Number0152240254
DateAug 24, 2021
Book Page15224/254
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 23, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$5,624.00 (+1.53%) Homeowner's exemption$370,900 (+1.54%) Land $65,000 Building $305,900$370,900 (-) Land $65,000 Building $305,900
2022$5,539.00 Homeowner's exemption$365,267$370,900 Land $65,000 Building $305,900

Flood & Wildfire

7 Tocati St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Tocati St

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