Frederick County property record for 5 Tocati St, Thurmont, MD 21788 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,666 sqft Living Area |
| Lot Size | 8,450 sqft (0.194 acres) |
| Garage | Attached, 508 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2005) |
| Tax Bill | $6,851.00 (2024) |
| Primary APN | 15-363126 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,666 sqft Living Area |
| Gross Area | 4,174 sqft Gross Area |
| 1st Floor | 2,578 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,450 sqft (0.194 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 508 sqft Garage |
| Porch | Open Porch |
| Porch Area | 400 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Account Number | 363126 |
|---|---|
| Street Address | 5 TOCATI ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-2266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 49 SECTION II 8,450 SQ. FT. JERMAE ESTATES |
| Legal Subdivision | JERMAE ESTATES |
| Legal Lot Number | 49 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 15, THURMONT |
| Census Blockgroup | 5 |
| Census Block | 5011 |
| Census Tract | 753001 |
Source: Frederick County records · APN 15-363126
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 TOCATI ST, THURMONT, MD 21788-2266 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Nov 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2005 · Amount on Record |
| Deed Sale | May 25, 2005 · Amount on Record |
| Prior Sale | May 28, 2004 |
| Deed Doc Number | 200553723 |
| Deed Book / Page | 5329 / 148 |
| Last Transfer Date | Nov 18, 2022 |
| Transfer Doc | 0162320209 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5 TOCATI ST, THURMONT, MD 21788-2266 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Name | Verified Name |
|---|---|
| Address | 5 TOCATI ST, THURMONT, MD 21788-2266 |
| Document Number | 0165610202 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 16561/202 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 21, 2022 |
| Property Address | 5 TOCATI ST, THURMONT, MD 21788-2266 |
| Document Number | 0162320209 |
| Book / Page | 16232 / 209 |
| Map Reference | MB 76 PL 78 |
| Instrument Date | Nov 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 TOCATI ST, THURMONT, MD 21788-2266 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $536,933 (+22.87%) | $586,900 (+34.3%) Land $75,000 Building $511,900 | |
| 2024 | $6,851.00 (+6.07%) | ||
| 2023 | $6,459.00 Homeowner's exemption | $437,000 Land $65,000 Building $372,000 | $437,000 Land $65,000 Building $372,000 |
5 Tocati St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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