Essex County and North Caldwell Borough property record for 7 Timber Dr, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 2,094 sqft · built 1958 |
| Lot Size | 0.746 acres (32,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $992,000 (Sep 2026) |
| Tax Bill | $15,939 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00707-0000-00006 |
| Primary APN | 15-00707-0000-00006 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,094 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 32,500 sqft (0.746 acres) |
| Lot Dimensions | 260 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 7 TIMBER DR |
|---|---|
| City | CALDWELL |
| State | NJ |
| Zip | 07006-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 125X260 IRR |
| Legal Subdivision | TALL TIMBERS SUB SEC 7 |
| Legal Block | 707 |
| Legal Lot Number | 6 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NORTH CALDWELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21602 |
Source: Essex County and North Caldwell Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 TIMBER DR, CALDWELL, NJ 07006-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jul 27, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Deed Document Number | 202662655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 22, 2026 |
| Property Address | 7 TIMBER DR, CALDWELL, NJ 07006-4405 |
| Document Number | 0000062655 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202662655 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | INSIGHT TITLE SERVICES LLC, INSIGHT TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100,192.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 TIMBER DR, CALDWELL, NJ 07006-4405 |
| Document Number | 0000062668, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202662668 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 7 TIMBER DR, CALDWELL, NJ 07006-4405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY NJ |
| Name | Verified Name |
|---|---|
| Address | 7 TIMBER DR, NORTH CALDWELL, NJ 07006-4405 |
| Document Number | 0000044882 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023044882 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 735 Months |
| Due | Oct 11, 2084 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.26% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | North Caldwell Borough |
| Elementary School District | North Caldwell Borough School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,600 (-) Land $355,300 Building $335,300 | $690,600 (-) Land $355,300 Building $335,300 | |
| 2025 | $15,939.00 (+2.22%) | $690,600 (-) Land $355,300 Building $335,300 | $690,600 (-) Land $355,300 Building $335,300 |
| 2024 | $15,593.00 (+3.62%) | ||
| 2023 | $690,600 Land $355,300 Building $335,300 | $690,600 Land $355,300 Building $335,300 | |
| 2022 | $15,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1979–2021) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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