4 Timber Dr, Caldwell, NJ 07006 Property Records

Essex County and North Caldwell Borough property record for 4 Timber Dr, Caldwell, NJ 07006

Property Summary

Property TypeSingle Family Home
Details2,552 sqft · built 1965
Lot Size0.562 acres (24,500 sqft)
OwnerIndividual Name on Record
Last Sale$745,000 (May 2004)
Tax Bill$18,974 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-00700-0000-00008

Property Details

APN / Parcel Number

Primary APN15-00700-0000-00008
Alternative APN
  • 1500803000000014

Interior

Stories2 Stories
Building Area2,552 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area24,500 sqft (0.562 acres)
Lot Dimensions175 ft deep x 140 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1500803000000014
Street Address4 TIMBER DR
CityCALDWELL
StateNJ
Zip07006-4406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description140X175 IRR
Legal SubdivisionTALL TIMBERS SEC 07
Legal Block700
Legal Lot Number8
JurisdictionESSEX NJ
Township / Civil DivisionNORTH CALDWELL
Census Block Group2
Census Block2009
Census Tract21602

Owner

Source: Essex County and North Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 TIMBER DR, CALDWELL, NJ 07006-4406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMIERCA NA
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 19, 2021Deed of Trust, Mortgage · Line of Credit
VAST BANK NA
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2004 · Amount on Record
Deed SaleMay 7, 2004 · Amount on Record
Deed Book / Page6066 / 535
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Recording DateMay 4, 2026
Property Address4 TIMBER DR, CALDWELL, NJ 07006-4406
Document Number0000029988
Instrument DateApr 23, 2026
Instrument202629988
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 TIMBER DR, CALDWELL, NJ 07006-4406

Mortgage

Document Number0000029988,
DateMay 4, 2026
Instrument202629988
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 23, 2056
Interest
Rate6.38%
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 TIMBER DR, CALDWELL, NJ 07006-4406
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyTITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057979
DateJun 15, 2022
Instrument2022057979
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 6, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 TIMBER DR, CALDWELL, NJ 07006-4406
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021087276
DateJul 19, 2021
Instrument2021087276
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 TIMBER DR, CALDWELL, NJ 07006-4406
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyBCHH TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021023598
DateMar 2, 2021
Instrument2021023598
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
MunicipalityNorth Caldwell Borough
Elementary School DistrictNorth Caldwell Borough School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$822,100 (-) Land $356,000 Building $466,100$822,100 (-) Land $356,000 Building $466,100
2025$18,974.00 (+2.21%)$822,100 (-) Land $356,000 Building $466,100$822,100 (-) Land $356,000 Building $466,100
2024$18,563.00 (+3.63%)
2023$822,100 Land $356,000 Building $466,100$822,100 Land $356,000 Building $466,100
2022$17,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims11 (1979–2021)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH CALDWELL WATER DEP
serves 6,000 people · EPA ID NJ0715001
Water SourcePurchased surface water from several systems
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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