Cecil County property record for 7 Thyme St, Elkton, MD 21921 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1991 |
| Square Footage | 1,152 sqft Total Area |
| Lot Size | 3,005 sqft (0.069 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $236,000 (2025) |
| Tax Bill | $2,656.00 (2025) |
| Primary APN | 03-092844 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,152 sqft Total Area |
| Basement Area | 432 sqft Basement |
| Finished Basement | 432 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,005 sqft (0.069 acres) |
| Deck Area | 184 sqft Deck |
| Porch Area | 64 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 092844 |
|---|---|
| Street Address | 7 THYME ST |
| City | ELKTON |
| State | MD |
| Zip | 21921-6525 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 53 - .069 ACRE 7 THYME STREET WHITEHALL WEST |
| Legal Subdivision | WHITEHALL W |
| Legal Lot Number | 53 |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 3, ELKTON |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 30505 |
Source: Cecil County records · APN 03-092844
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 THYME ST, ELKTON, MD 21921-6525 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE CO |
| Jun 26, 2020 | Deed of Trust, Transfer · Federal Housing Administration (FHA) Mortgage NATIONS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Jul 23, 2020 · Amount on Record |
| Deed Doc Number | 2025 |
| Deed Book / Page | 5683 / 169 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Oct 10, 2025 |
| Property Address | 7 THYME ST, ELKTON, MD 21921-6525 |
| Document Number | 0056830169 |
| Book / Page | 5683 / 169 |
| Map Reference | CAB 87 FO 132 |
| Instrument Date | Sep 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | KIRSH TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7 THYME ST, ELKTON, MD 21921-6525 |
| Document Number | 0005683174 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 5683/174 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Number | 0056830199 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 5683/199 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 7 THYME ST, ELKTON, MD 21921-6525 |
| Document Number | 0046440055 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 7 THYME ST ELKTON MD 219216525, ELKTON, MD 21921-6525 |
| Document Number | 0046440055 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 004644/000055 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Rate | 5% |
|---|
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Elkton Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,767 (+9.27%) | $182,000 (-) Land $60,000 Building $122,000 | |
| 2025 | $2,656.00 (+12.4%) | $153,533 (+13.03%) | $182,000 (+30.65%) Land $60,000 Building $122,000 |
| 2023 | $2,363.00 | $135,833 | $139,300 Land $40,000 Building $99,300 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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