5 Thyme St, Elkton, MD 21921 Property Records

Cecil County property record for 5 Thyme St, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1991
Square Footage	1,152 sqft Total Area
Lot Size	2,831 sqft (0.065 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2025)
Tax Bill	$2,270.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-092836`
Alternative APNs	`3092836` `092836`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,152 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	2,831 sqft (0.065 acres)
Deck Area	48 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	092836
Street Address	5 THYME ST
City	ELKTON
State	MD
Zip	21921-6525
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 54 - .065 ACRE 5 THYME STREET WHITEHALL WEST
Legal Subdivision	WHITEHALL WEST
Legal Lot Number	54
Jurisdiction	CECIL MD
Minor Civil Division	3, ELKTON
Census Blockgroup	1
Census Block	1020
Census Tract	30505

Owner

Source: Cecil County records · APN 03-092836

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 THYME ST, ELKTON, MD 21921-6525
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Dec 19, 1991 · Amount on Record
Deed Doc Number	2025
Deed Book / Page	5717 / 31
Record Refreshed	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 19, 2025
Property Address	5 THYME ST, ELKTON, MD 21921-6525
Document Number	0057170031
Book / Page	5717 / 31
Map Reference	CAB 87 FO 132
Instrument Date	Dec 08, 2025
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	EQUITABLE TITLE, EQUITABLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5 THYME ST, ELKTON, MD 21921-6525

Mortgage

Document Number	0000571739
Date	Dec 19, 2025
Instrument	5717/39

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,133 (+9.53%)	$163,200 (-) Land $60,000 Building $103,200
2025	$2,270.00 (+60.76%) Homeowner's exemption	$137,067 (+12.91%)	$163,200 (+31.61%) Land $60,000 Building $103,200
2023	$1,412.00 Homeowner's exemption	$121,400	$124,000 Land $40,000 Building $84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.