7 Thorp Spring, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 7 Thorp Spring, Mission Viejo, CA 92694

Property Summary

Property TypeCondominium
Details2 bd · 3.5 ba · 1,919 sqft · built 2004
OwnerIndividual Name on File
Last Sale$599,000 (Jun 2017)
Tax Bill$10,055 (2025)
Deeds & MortgagesDec 2021 Second Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN930-574-10

Property Details

APN / Parcel Number

Primary APN930-574-10
Alternative APN
  • 741-391-61

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,919 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address7 THORP SPG
CityLADERA RANCH
StateCA
Zip92694-1345
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionN TR 16271 BLK LOT 2 UN 57 TRACT 16271, LOT 2 OF PROJECT 930-57 LOCATED ON
Legal SubdivisionLADERA RANCH
Legal Tract16271
Legal Lot Number2
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2011
Census Tract32058

Owner

7 Thorp Spring, a condominium, is owned and occupied by an individual who bought it in June 2017.

Source: Orange County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address7 THORP SPG, LADERA RANCH, CA 92694-1345
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Apr 13, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 21, 2017Grant Deed, Transfer · FHA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2017 · Amount on File
Deed SaleJun 21, 2017 · Amount on File
Prior SaleMay 12, 2010 · Amount on File
Deed Document Number2017255632
Prior Transfer DateMay 6, 2014
Prior Transfer Doc0000229904
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address7 THORP SPG, MISSION VIEJO, CA 92694-1345
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 THORP SPG, LADERA RANCH, CA 92694-1345

Mortgage

Document Number0000732273
DateDec 3, 2021
Instrument2021000732273
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term308 Months
DueAug 1, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address7 THORP SPG, MISSION VIEJO, CA 92694-1345
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164347
DateApr 13, 2020
Instrument2020000164347
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term328 Months
DueAug 1, 2047

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJun 21, 2017
Property Address7 THORP SPG, MISSION VIEJO, CA 92694-1345
Document Number0000255632
Map ReferenceMB 839 PG 34-45
Instrument DateJun 9, 2017
Instrument2017000255632
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 THORP SPG, LADERA RANCH, CA 92694-1345
InvestorPossibly a Property Investor

Mortgage

Document Number0000255633
DateJun 21, 2017
Instrument2017000255633
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 Thorp Spring was $10,055.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$709,089 (+2%) Land $390,422 Building $318,667
2025$10,055.00$695,186 Land $382,767 Building $312,419
2023$9,712.00 (-1.61%)$668,192 Land $367,903 Building $300,289
2022$9,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7 Thorp Spring in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Thorp Spring is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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