Orange County property record for 3 Thorp Spring, Mission Viejo, CA 92694
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3.5 ba · 1,919 sqft · built 2004 |
| Owner | 2 Trust Names on File |
| Last Sale | $680,000 (Dec 2020) |
| Tax Bill | $10,404 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 930-574-12 |
| Primary APN | 930-574-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,919 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3 THORP SPG |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-1345 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 16271 BLK LOT 2 UN 59 TRACT 16271, LOT 2 OF PROJECT 930-57 LOCATED ON |
| Legal Subdivision | TRACT NO 16271 |
| Legal Tract | 16271 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 32058 |
3 Thorp Spring, a condominium, is owner-occupied and held in a trust since December 2020.
Source: Orange County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 THORP SPG, LADERA RANCH, CA 92694-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 7, 2020 | Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Feb 20, 2019 | Quit Claim Deed, Transfer LAWYERS TITLE-OC |
| Feb 20, 2019 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Prior Sale | Feb 20, 2019 · Amount on File |
| Deed Document Number | 2020716125 |
| Prior Transfer Date | Feb 19, 2019 |
| Prior Transfer Doc | 0000053284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3 THORP SPG, MISSION VIEJO, CA 92694-1345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 THORP SPG, MISSION VIEJO, CA 92694-1345 |
| Document Number | 0000186983 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2023000186983 |
| Name | WESCOM CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | ANAHEIM, CA 92807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3 THORP SPG, MISSION VIEJO, CA 92694-1345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000338208 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020000338208 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 7, 2020 |
| Property Address | 3 THORP SPG, MISSION VIEJO, CA 92694-1345 |
| Document Number | 0000716125 |
| Map Reference | MB 839 PG 34-45 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 2020000716125 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | TICOR TTL ORANGE CNTY BRANCH |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3 THORP SPG, LADERA RANCH, CA 92694-1345 |
| Document Number | 0000716126 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020000716126 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 20, 2019 |
| Property Address | 3 THORP SPG, MISSION VIEJO, CA 92694-1345 |
| Document Number | 0000053284 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 53284 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | LAWYERS TITLE-OC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3 THORP SPG LADERA RANCH CA 926941345, LADERA RANCH, CA 92694-1345 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 20, 2019 |
| Property Address | 3 THORP SPG, MISSION VIEJO, CA 92694-1345 |
| Document Number | 0000053285 |
| Map Reference | MB 839 PG 34-45 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 2019000053285 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LAWYERS TITLE OC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 THORP SPG, LADERA RANCH, CA 92694-1345 |
| Document Number | 0000053286 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 2019000053286 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 3 Thorp Spring was $10,404, up 1.8% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $750,774 (+2%) Land $417,542 Building $333,232 | |
| 2025 | $10,404.00 (+1.78%) Homeowner's exemption | $736,053 Land $409,354 Building $326,699 |
| 2024 | $10,222.00 (+1.77%) | |
| 2023 | $10,044.00 (-1.49%) Homeowner's exemption | $707,472 Land $393,458 Building $314,014 |
| 2022 | $10,196.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3 Thorp Spring in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Thorp Spring is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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