Rockland County and Orangetown Town property record for 7 Thomas Cir, Tappan, NY 10983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,029 sqft · built 1965 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392489 74.18-3-21 |
| Primary APN | 392489 74.18-3-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,029 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| 2nd Floor Area | 941 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Covered Porch |
| Porch Area | 97 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0026597 |
|---|---|
| Old Parcel Number | 248907401800030210000000 |
| Street Address | 7 THOMAS CIR |
| City | TAPPAN |
| State | NY |
| Zip | 10983-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 60/52/422/11 |
| Legal Subdivision | PREL PARK HOMES SEC X-B MAP |
| Legal Block | 3 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | ORANGETOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13401 |
7 Thomas Cir is owned and occupied by two individuals.
Source: Rockland County and Orangetown Town records, as of December 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7 THOMAS CIR, TAPPAN, NY 10983-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Apr 19, 2018 | Loan Modification, Mortgage · Conventional with PMI MR COOPER |
| Apr 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 THOMAS CIR, TAPPAN, NY 10983-1309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014640 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021-00014640 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 THOMAS CIR, TAPPAN, NY 10983-1309 |
| Document Number | 0000012589 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | SANDS ABSTRACT LLC, SANDS ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 THOMAS CIR TAPPAN NY 109831309, TAPPAN, NY 10983-1309 |
| Document Number | 0000012589 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 12589 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Rate | 4.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 THOMAS CIR, TAPPAN, NY 10983-1309 |
| Document Number | 0000012588 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | SANDS ABSTRACT LLC, SANDS ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 THOMAS CIR TAPPAN NY 109831309, TAPPAN, NY 10983-1309 |
| Document Number | 0000012588 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 12588 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 26, 2046 |
Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Orangetown Town |
| Unified School District | South Orangetown Central School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $238,000 (-) Land $71,700 Building $166,300 | $697,130 (+4.36%) Land $210,018 Building $487,112 |
| 2023 | $238,000 Land $71,700 Building $166,300 | $667,976 Land $201,235 Building $466,741 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Thomas Cir in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 18 (1978–2018) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7 Thomas Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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