7 The Prado, Saint Louis, MO 63124 Property Records

St. Louis County property record for 7 The Prado, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,483 sqft · built 1936
Lot Size	0.415 acres (18,095 sqft)
Owner	Trust Name on File
Last Sale	$1,155,000 (Dec 2021)
Tax Bill	$13,384 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18L-33-0291`

Property Details

APN / Parcel Number

Primary APN	`18L-33-0291`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,483 sqft Living Area
Gross Area	6,385 sqft
1st Floor Area	1,080 sqft
Basement Area	130 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	18,095 sqft (0.415 acres)
Lot Dimensions	246 ft deep x 44 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	2 Parking Spaces
Patio Area	132 sqft
Canopy	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 THE PRADO
City	SAINT LOUIS
State	MO
Zip	63124-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33D
Legal Description	LA HACIENDA LOT 9
Legal Subdivision	LA HACIENDA
Legal Lot Number	9
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2000
Census Tract	215400

Owner

7 The Prado is owner-occupied and held in a trust since December 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	7 THE PRADO, SAINT LOUIS, MO 63124-1742
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB ST LOUIS BANK
Dec 22, 2021	Warranty Deed, Transfer INVESTORS TITLE CO CLAYTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Aug 5, 1998 · Amount on File
Deed Document Number	2021557
Deed Book / Page	25286 / 4441
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7 THE PRADO, SAINT LOUIS, MO 63124-1742
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 THE PRADO, SAINT LOUIS, MO 63124-1742

Mortgage

Document Number	2022100400825
Date	Oct 4, 2022
Instrument	2022100400825

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	7.37%
Index	Other
Margin	5
Max Rate	10.3%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7 THE PRADO, SAINT LOUIS, MO 63124-1742
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 THE PRADO, SAINT LOUIS, MO 63124-1742

Mortgage

Document Number	0251962899
Date	Nov 2, 2021
Book Page	25196/2899
Instrument	2021110200500

Lender

Name	CNB ST LOUIS BANK
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 22, 2021
Property Address	7 THE PRADO, SAINT LOUIS, MO 63124-1742
Document Number	0252864441
Book / Page	25286 / 4441
Map Reference	MB 23 PG 1
Instrument Date	Dec 15, 2021
Instrument	2021122200557
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 N BRENTWOOD BLVD, 201, SAINT LOUIS, MO 63105-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7 THE PRADO, SAINT LOUIS, MO 63124-1742

Tax Assessment & Valuation

The 2025 property tax bill for 7 The Prado was $13,384, down 6.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,100 (-) Land $95,800 Building $110,300	$1,084,700 (-) Land $504,200 Building $580,500
2025	$13,384.00 (-6.16%)	$206,100 Land $95,800 Building $110,300	$1,084,700 Land $504,200 Building $580,500
2024	$14,262.00 (+0.19%)
2023	$14,235.00	$211,320 Land $72,730 Building $138,590	$1,112,200 Land $382,800 Building $729,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 The Prado in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 The Prado is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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