4 The Prado, Saint Louis, MO 63124 Property Records

St. Louis County property record for 4 The Prado, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,591 sqft · built 1931
Lot Size	0.402 acres (17,498 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Jun 2017)
Tax Bill	$14,660 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18L-33-0147`

Property Details

APN / Parcel Number

Primary APN	`18L-33-0147`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,591 sqft Living Area
1st Floor Area	1,410 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	17,498 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Open
Garage Area	441 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	148 sqft
Deck Area	20 sqft
Patio Area	148 sqft
Balcony Area	11 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 THE PRADO
City	SAINT LOUIS
State	MO
Zip	63124-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33D
Legal Description	LA HACIENDA LOT 4
Legal Subdivision	LA HACIENDA
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2011
Census Tract	215400

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4 THE PRADO, SAINT LOUIS, MO 63124-1743
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 4, 2021	Intrafamily Transfer, Transfer
Aug 16, 2021	Intrafamily Transfer, Transfer
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST REG'L BK
Jun 8, 2017	Warranty Deed, Transfer MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Prior Sale	May 3, 2012 · Amount on Record
Deed Document Number	2017591
Deed Book / Page	22558 / 2637
Last Transfer Date	Oct 18, 2021
Transfer Doc	0252001002
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4 THE PRADO, SAINT LOUIS, MO 63124-1743
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0251825702
Date	Oct 25, 2021
Book Page	25182/5702
Instrument	2021102500169

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.45%
Index	Other
Margin	3
Max Rate	7.45%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Nov 4, 2021
Property Address	4 THE PRADO, SAINT LOUIS, MO 63124-1743
Document Number	0252001002
Book / Page	25200 / 1002
Map Reference	MB 23 PG 1
Instrument Date	Oct 18, 2021
Instrument	2021110400206
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 THE PRADO, SAINT LOUIS, MO 63124-1743

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Aug 16, 2021
Property Address	4 THE PRADO, SAINT LOUIS, MO 63124-1743
Document Number	0250544114
Book / Page	25054 / 4114
Map Reference	MB 23 PG 1
Instrument Date	Aug 12, 2021
Instrument	2021081600710
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 THE PRADO, SAINT LOUIS, MO 63124-1743

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4 THE PRADO, SAINT LOUIS, MO 63124-1743
Document Number	0229061778
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	STATE LOUIS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 VOUGA LN ST LOUIS MO 631312628, ST LOUIS, MO 63131-2628

Mortgage

Document Number	0229061778
Date	Feb 20, 2018
Book Page	022906/001778
Instrument	339

Lender

Name	MIDWEST REG'L BK
Type	Bank
Address	FESTUS, MO 63028-1269

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 8, 2017
Property Address	4 THE PRADO, SAINT LOUIS, MO 63124-1743
Document Number	0225582637
Book / Page	022558 / 002637
Instrument Date	Jun 2, 2017
Instrument	591
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 THE PRADO ST LOUIS MO 631241743, ST LOUIS, MO 63124-1743

Mortgage

Document Number	225582642
Date	Jun 8, 2017
Book Page	022558/002642
Instrument	592

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,760 (-) Land $104,980 Building $120,780	$1,188,200 (-) Land $552,500 Building $635,700
2025	$14,660.00 (-5.63%)	$225,760 (-1.92%) Land $104,980 Building $120,780	$1,188,200 (-1.92%) Land $552,500 Building $635,700
2024	$15,534.00 (+0.19%)
2023	$15,505.00	$230,180 Land $80,350 Building $149,830	$1,211,500 Land $422,900 Building $788,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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