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7 Thames Cir, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 7 Thames Cir, Chesapeake, VA 23320

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,240 sqft · built 1985
Lot Size0.072 acres (3,136 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jan 2021)
Tax Bill$2,355 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jan 2021 Sale & Mortgage
APN0209010001050

Property Details

APN / Parcel Number

Primary APN0209010001050

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,240 sqft Living Area
1st Floor Area616 sqft
Upper Floors Area616 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,136 sqft (0.072 acres)
Lot Dimensions47 ft deep x 15 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area12 sqft
Patio Area231 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7 THAMES CIR
CityCHESAPEAKE
StateVA
Zip23320-2528
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRTH1: RESI
Legal DescriptionT-9 IPSWICH TWNVLS COLL PK SEC 4 PH 1 CORR PLT
Legal SubdivisionIPSWICH
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1025
Census Tract20809

Owner

Source: Chesapeake City records · APN 0209010001050

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 THAMES CIR, CHESAPEAKE, VA 23320-2528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2019Deed of Trust, Mortgage · VA Mortgage
NAVY FEDERAL CREDIT UNION
Jan 11, 2021Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2021 · Amount on Record
Deed SaleJan 11, 2021 · Amount on Record
Deed Document Number20211540
Deed Book / Page10290 / 1101
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address7 THAMES CIR, CHESAPEAKE, VA 23320-2528
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10057/763
DateSep 19, 2019
Book Page10057/763
Instrument190025132
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJan 11, 2021
Property Address7 THAMES CIR, CHESAPEAKE, VA 23320-2528
Document Number10290/1101
Book / Page10290 / 1101
Instrument DateJan 07, 2021
Instrument210001540
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanySTEWART TITLE, STEWART TITLE & SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 THAMES CIR, CHESAPEAKE, VA 23320-2528

Mortgage

Document Number210001541
DateJan 11, 2021
Instrument210001541
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,355.00 (+50.38%)$233,200 (+15.33%) Land $100,000 Building $133,200$233,200 (+15.33%) Land $100,000 Building $133,200
2023$202,200 (+12.96%) Land $70,000 Building $132,200$202,200 (+12.96%) Land $70,000 Building $132,200
2022$179,000 Land $60,000 Building $119,000$179,000 Land $60,000 Building $119,000
2019$1,566.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA3550051, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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