Chesapeake City property record for 3 Thames Cir, Chesapeake, VA 23320
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1985 |
| Lot Size | 0.082 acres (3,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Feb 2003) |
| Tax Bill | $2,340 (2025) |
| Deeds & Mortgages | Feb 2009 Mortgage Mar 2007 Mortgage |
| APN | 0209010001070 |
| Primary APN | 0209010001070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Upper Floors Area | 616 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,572 sqft (0.082 acres) |
| Lot Dimensions | 78 ft deep x 33 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 12 sqft |
| Patio Area | 231 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 THAMES CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-2528 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | T-11 IPSWICH TWNVLS COLL PK SEC 4 PH 1 CORR PLT |
| Legal Subdivision | IPSWICH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20809 |
3 Thames Cir, a townhouse, is owned and occupied by an individual who bought it in February 2003.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 THAMES CIR, CHESAPEAKE, VA 23320-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2009 | Deed of Trust, Mortgage · Conventional Mortgage MYERS PARK MORTGAGE INC |
| Mar 15, 2007 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2003 · Amount on File |
| Deed Sale | Feb 13, 2003 · Amount on File |
| Deed Book / Page | 4837 / 398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3 THAMES CIR, CHESAPEAKE, VA 23320-2528 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007711/55 |
|---|---|
| Date | Feb 13, 2009 |
| Book Page | 7711/55 |
| Name | MYERS PARK MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 3 THAMES CIR, CHESAPEAKE, VA 23320-2528 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006993/847 |
|---|---|
| Date | Mar 15, 2007 |
| Book Page | 6993/847 |
| Name | NATIONAL CITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
The 2025 property tax bill for 3 Thames Cir was $2,340.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,200 (+8.85%) Land $110,000 Building $142,200 | $252,200 (+8.85%) Land $110,000 Building $142,200 | |
| 2025 | $2,340.00 | $231,700 Land $100,000 Building $131,700 | $231,700 Land $100,000 Building $131,700 |
| 2023 | $200,600 (+13.01%) Land $70,000 Building $130,600 | $200,600 (+13.01%) Land $70,000 Building $130,600 | |
| 2022 | $177,500 Land $60,000 Building $117,500 | $177,500 Land $60,000 Building $117,500 | |
| 2019 | $1,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3 Thames Cir; 14 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Thames Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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