7 Teal Cir, Berlin, MD 21811 Property Records

Worcester County property record for 7 Teal Cir, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,908 sqft · built 1991
Lot Size0.204 acres (8,904 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (May 2015)
Tax Bill$4,179 (2026)
Deeds & MortgagesOct 2023 Mortgage
Jun 2021 Mortgage
Flood ZoneZone AE (high risk)
APN03-065421

Property Details

APN / Parcel Number

Primary APN03-065421
Alternative APN
  • 065421

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,908 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,904 sqft (0.204 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area70 sqft
Deck Area312 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number065421
Street Address7 TEAL CIR
CityBERLIN
StateMD
Zip21811-1542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT C-04-117 8904 SQ FT TEAL CIR PL OCEAN PINES SEC 4
Legal SubdivisionOCEAN PINES SEC 04
Legal Lot Number117
JurisdictionWORCESTER MD
Township / Civil Division6, NORTHERN
Census Block Group1
Census Block1003
Census Tract950600

Owner

7 Teal Cir is owned and occupied by two individuals who bought it in May 2015.

Source: Worcester County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address7 TEAL CIR, BERLIN, MD 21811-1542
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2015 · Amount on File
Deed SaleMay 21, 2015 · Amount on File
Prior SaleAug 4, 2005 · Amount on File
Deed Book / Page6564 / 295
Transfer Doc0038710343
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address7 TEAL CIR, OCEAN PINES, MD 21811-1542
Transaction TypeMortgage
Record UpdatedOct 25, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0086500275
DateOct 10, 2023
Book Page8650/275
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address7 TEAL CIR, OCEAN PINES, MD 21811-1542
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080860428
DateJun 14, 2021
Book Page8086/428
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7 Teal Cir was $4,179 with a homeowner's exemption, up 1.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,179.00 (+1.28%) Homeowner's exemption$523,567 (+9.75%)$570,100 (-) Land $180,600 Building $389,500
2025$4,126.00 Homeowner's exemption$477,033$570,100 Land $180,600 Building $389,500
2023$4,006.00$418,700$430,500 Land $163,100 Building $267,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Teal Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 351 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies388 units insured
incl. 37 condo units
Nearby Flood Claims78 (1978–2021)
Claims Outside the SFHA13 of 78
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 7 claims
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Teal Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN PINES
serves 11,890 people · EPA ID MD0230005
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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