Worcester County property record for 38 Teal Cir, Berlin, MD 21811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,256 sqft Total Area |
| Lot Size | 5,430 sqft (0.125 acres) |
| Pool | Spa/Hot Tub (Only) |
| Last Sale | $325,300 (2016) |
| Tax Bill | $3,486.00 (2025) |
| Primary APN | 03-093255 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,256 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,430 sqft (0.125 acres) |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 269 sqft Deck |
| Porch Area | 55 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 093255 |
|---|---|
| Street Address | 38 TEAL CIR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1542 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT C-04-061 5430 SQ FT TEAL CIRCLE PL OCEAN PINES SEC FOUR |
| Legal Subdivision | OCEAN PINES SEC 04 |
| Legal Lot Number | 61 |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 6, NORTHERN |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 950600 |
Source: Worcester County records · APN 03-093255
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 FAIRFAX BLVD, WILMINGTON, DE 19803-3025 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2016 · Amount on Record |
| Deed Sale | Jun 30, 2016 · Amount on Record |
| Prior Sale | Jan 25, 1996 · Amount on Record |
| Deed Book / Page | 6800 / 478 |
| Transfer Doc | 0042340593 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Apr 30, 2026 |
| Property Address | 38 TEAL CIR, BERLIN, MD 21811-1542 |
| Document Number | 9138000268 |
| Book / Page | 9138 / 268 |
| Instrument Date | Feb 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAKESIDE TITLE |
| Name | Verified Name |
|---|---|
| Address | 38 TEAL CIR, BERLIN, MD 21811-1542 |
| Document Number | 9138000268, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 9138/268 |
| Name | HEBRON SAVINGS BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Mar 01, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,300 (+9.95%) | $452,900 (-) Land $197,800 Building $255,100 | |
| 2025 | $3,486.00 (+14.11%) | $377,700 (+18.31%) | $452,900 (+33.17%) Land $197,800 Building $255,100 |
| 2023 | $3,055.00 | $319,233 | $340,100 Land $178,300 Building $161,800 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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