Beaufort County property record for 7 Surf Dr, Beaufort, SC 29907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,024 sqft · built 1971 |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Sep 2025) |
| Tax Bill | $3,045 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R20001600000750000 |
| Primary APN | R20001600000750000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00268631 |
|---|---|
| Old Parcel Number | R20001600000750000 |
| Street Address | 7 SURF DR |
| City | BEAUFORT |
| State | SC |
| Zip | 29907-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4112 |
| Legal Description | LOT NO 13 MORGAN RIV EST 9-16-77 DB02600151 |
| Legal Subdivision | MORGAN RIVER ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | ST. HELENA ISLAND |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 902 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 SURF DR, BEAUFORT, SC 29907-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNMB HOME LOANS INC |
| Sep 22, 2025 | Warranty Deed, Transfer · FHA Mortgage UNMB HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Jan 13, 2025 · Amount on Record |
| Deed Document Number | 2025042979 |
| Deed Book / Page | 4467 / 1134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 7 SURF DR, BEAUFORT, SC 29907-2606 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 408 COQUINAS LN, BEAUFORT, SC 29906-6885 |
| Document Number | 0000055423 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 4490/2065 |
| Instrument | 2025055423 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 3601 HEMPSTEAD TPKE STE 305, LEVITTOWN, NY 11756 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 22, 2025 |
| Property Address | 7 SURF DR, BEAUFORT, SC 29907-2606 |
| Document Number | 0000042979 |
| Book / Page | 4467 / 1134 |
| Map Reference | MB 17 PG 37 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025042979 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,339.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 SURF DR, BEAUFORT, SC 29907-2606 |
| Document Number | 0000042980 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025042980 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,045.00 (+1.6%) | $11,130 (-) | |
| 2024 | $2,997.00 | $11,130 (-) | $416,100 (-) Land $40,000 Building $376,100 |
| 2023 | $2,997.00 (+8.74%) | $11,130 (+14.98%) | $416,100 (+92.82%) Land $40,000 Building $376,100 |
| 2022 | $2,756.00 | $9,680 | $215,800 Land $35,000 Building $180,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 185 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 185 in force |
| Nearby Flood Claims | 24 (1998–2022) |
| Claims Outside the SFHA | 7 of 24 |
| Most Recent Claim | Jan 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Sparklight Fiber | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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