11 Surf Dr, Beaufort, SC 29907 Property Records

Beaufort County property record for 11 Surf Dr, Beaufort, SC 29907

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 2,086 sqft · built 2001
Lot Size1.44 acres (62,726 sqft)
Owner2 Individual Names on File
Last Sale$920,000 (Aug 2022)
Tax Bill$5,025 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APNR20001600000740000

Property Details

APN / Parcel Number

Primary APNR20001600000740000
Alternative APN
  • 00268622

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,086 sqft Living Area
Gross Area1,990 sqft
1st Floor Area2,011 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area62,726 sqft (1.44 acres)
Garage TypeAttached
Garage Area507 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area870 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address11 SURF DR
CityBEAUFORT
StateSC
Zip29907-2606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4112
Legal DescriptionLOTS 11 & 12 MORGAN RIVER ESTATES FKA NO 12 2/15 MERGE FROM 16/73 PB139 P21
Legal SubdivisionMORGAN RIVER ESTATES
Legal Lot Number11-12
JurisdictionBEAUFORT SC
Township / Civil DivisionST. HELENA ISLAND
Census Block Group3
Census Block3024
Census Tract902

Owner

11 Surf Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Beaufort County records, as of March 12, 2026

Owner of Record2 Individual Names on File
Mailing Address11 SURF DR, BEAUFORT, SC 29907-2606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA
Mar 5, 2021Deed of Trust, Mortgage · VA Mortgage
FBC MORTGAGE LLC
May 15, 2020Special Warranty Deed, Transfer · VA Mortgage
FBC MORTGAGE LLC
Nov 26, 2019Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022 · Amount on File
Deed SaleAug 1, 2022 · Amount on File
Prior SaleMay 15, 2020 · Amount on File
Deed Document Number202244129
Deed Book / Page4169 / 1940
Prior Transfer DateSep 30, 2014
Prior Transfer Doc0000049006
Record UpdatedJun 8, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionBEAUFORT SC
Recording DateAug 1, 2022
Property Address11 SURF DR, BEAUFORT, SC 29907-2606
Document Number0000044129
Book / Page4169 / 1940
Map ReferenceMB 17 PG 37
Instrument DateJul 25, 2022
Instrument2022044129
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,392.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11 SURF DR, BEAUFORT, SC 29907-2606

Mortgage

Document Number0000044130
DateAug 1, 2022
Instrument2022044130
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address11 SURF DR, BEAUFORT, SC 29907-2606
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016332
DateMar 5, 2021
Book Page3980/1316
Instrument2021016332
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

May 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBEAUFORT SC
Recording DateMay 15, 2020
Property Address11 SURF DR, BEAUFORT, SC 29907-2606
Document Number0000025506
Map ReferenceMB17 PG37
Instrument DateMay 13, 2020
Instrument2020025506
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,609.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000025507
DateMay 15, 2020
Instrument2020025507
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionBEAUFORT SC
Recording DateNov 26, 2019
Property Address11 SURF DR, BEAUFORT, SC 29907-2606
Document Number0000064006
Book / Page3815 / 0511
Map ReferenceMB 139 PG 21
Instrument DateNov 21, 2019
Instrument2019064006
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SURF DR, BEAUFORT, SC 29907-2606

Mortgage

Document Number0000064007
DateNov 26, 2019
Instrument2019064007
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11 Surf Dr was $5,025, down 63.9% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,025.00 (-63.9%)$35,310 (+0.01%)
2024$13,920.00$35,308 (-) Land $3,520 Building $31,788$882,700 (-) Land $88,000 Building $794,700
2023$13,920.00 (+264.49%)$35,308 (+42.6%) Land $3,520 Building $31,788$882,700 (+42.6%) Land $88,000 Building $794,700
2022$3,819.00$24,760 Land $2,600 Building $22,160$619,000 Land $65,000 Building $554,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Surf Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 185 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies185 in force
Nearby Flood Claims24 (1998–2022)
Claims Outside the SFHA7 of 24
Most Recent ClaimJan 2022 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Surf Dr is moderate, ranking above 68% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 89% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Sparklight
Fiber
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Dr

Nearby Streets

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