7 Sumner Ct, Toano, VA 23168 Property Records

James City County property record for 7 Sumner Ct, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,712 sqft · built 1994
Lot Size	0.514 acres (22,390 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Aug 2020)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-2 05-0-0023`

Property Details

APN / Parcel Number

Primary APN	`22-2 05-0-0023`
Alternative APN	`19560`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	22,390 sqft (0.514 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19560
Street Address	7 SUMNER CT
City	TOANO
State	VA
Zip	23168-9044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED RESIDENTIAL
Legal Description	L-23 S-2 HUNTER'S CREEK
Legal Subdivision	HUNTERS CREEK
Legal Lot Number	23
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2005
Census Tract	80402

Owner

7 Sumner Ct is owned and occupied by two individuals who bought it in August 2020.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7 SUMNER CT, TOANO, VA 23168-9044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
May 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Prior Sale	May 12, 2020
Deed Document Number	200012765
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 14, 2020
Property Address	7 SUMNER CT, TOANO, VA 23168-9044
Document Number	0000012765
Instrument Date	Jul 30, 2020
Instrument	12765
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SUMNER CT TOANO VA 231689044, TOANO, VA 23168-9044

Mortgage

Document Number	12766
Date	Aug 14, 2020
Instrument	12766

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

Interest

Rate Type	Fixed Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 12, 2020
Property Address	7 SUMNER CT, TOANO, VA 23168-9044
Document Number	0000006613
Instrument Date	May 1, 2020
Instrument	6613
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 LESTER DR CHARLOTTESVILLE VA 229013146, CHARLOTTESVILLE, VA 22901-3146

Tax Assessment & Valuation

The 2025 property tax bill for 7 Sumner Ct was $2,719, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,719.00 (+6.38%)	$327,700 Land $57,000 Building $270,700	$327,700 Land $57,000 Building $270,700
2024	$2,556.00 (+17.03%)
2023	$2,184.00	$263,200 Land $52,300 Building $210,900	$263,200 Land $52,300 Building $210,900
2022	$2,184.00
2019	$1,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Sumner Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Sumner Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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